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Domonique Franklin

@domoniquefranklin

Analytical insurance underwriter with 8 years' experience in risk assessment and consultative decision-making.

United States
Message

What I'm looking for

I seek an underwriting or insurance role where I can apply risk assessment, data-driven decision-making, and collaborative process improvements in a compliant, growth-oriented culture.

I am an analytical underwriting professional with eight years of insurance-related experience, currently serving as a Life Underwriter at State Farm. I have a strong track record in risk assessment, enrollment processes, broker relations, contract negotiation, claims review, and delivering consultative recommendations that improve client outcomes and organizational performance.

Throughout my career I have driven process improvements, conducted detailed data and medical record analyses, trained and audited sales teams, and managed complex claims and investigations. I bring attention to detail, strong negotiation skills, and cross-functional collaboration to roles that require regulatory compliance and thoughtful decision-making.

Experience

Work history, roles, and key accomplishments

State Farm logoSF
Current

Life Underwriter

State Farm

Jun 2024 - Present (1 year 4 months)

Evaluate life insurance applications, analyze medical and financial records to determine risk and eligibility, and collaborate with agents to ensure compliant underwriting decisions that improve portfolio quality.

KE

Claims Adjuster

Kemper

Jan 2020 - Jun 2022 (2 years 5 months)

Assessed property and bodily injury claims, negotiated settlements, investigated potential fraud, and produced detailed reports to support accurate claim resolutions and risk mitigation.

Education

Degrees, certifications, and relevant coursework

Northern Arizona University logoNU

Northern Arizona University

Bachelor of Science, Public Health/Business

2019 - 2019

Completed a Bachelor of Science in Health and Human Services with emphasis in Public Health and Business in August 2019.

Tech stack

Software and tools used professionally

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Domonique Franklin - Life Underwriter - State Farm | Himalayas