Open to opportunities

Ayana Kareem

@ayanakareem

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Detail-oriented underwriter with expertise in risk analysis and insurance.

United States

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What I'm looking for

I am seeking a role that offers opportunities for professional growth and challenges in risk management and insurance analysis.

I am an experienced underwriter with a strong background in risk analysis and insurance. Currently, I work at Chesapeake Employers' Insurance Company, where I analyze potential clients' risk factors for workers' compensation insurance. My role involves reviewing applications to ensure insurable risks and assessing background claims to make informed recommendations for agents and insureds.

Previously, I served as a Malpractice Insurance Producer and Junior Underwriter at Trust Risk Management Service, where I vetted doctoral-level students and professionals for malpractice insurance. My experience includes coordinating with various states to determine insurability and providing advisory services to clients. I have a solid foundation in customer service, decision-making, and policy analysis, which I leverage to enhance client relationships and ensure compliance with industry standards.

Experience

Work history, roles, and key accomplishments

Current

Underwriter

Current

Chesapeake Employers' Insurance Company

Jun 2021 - Present (4 years)

Analyzed potential clients’ risk factors and reviewed applications to establish bound coverage for worker's compensation insurance for Maryland businesses. Assessed backgrounds for outstanding claims or potential losses and conducted analysis of policy issues, presenting recommendations to agents and direct insureds.

Risk Analysis Client Communication Underwriting Report Writing

Malpractice Insurance Producer/Jr. Underwriter

Trust Risk Management Service

Aug 2017 - Jun 2021 (3 years 10 months)

Vetted doctoral-level students and professionals nationally to assist them in obtaining malpractice insurance and coordinated with various states to determine insurability. Produced malpractice insurance, analyzed existing policies for psychologists, and managed company policy while providing advisory services and technical support.

Underwriting Policy Analysis Risk Management Advisory Technical Support Insurance Ethics

Insurance Producer

State Farm

Aug 2016 - Aug 2017 (1 year)

Produced P&C lines, health, short-term disability, and life insurance for the state of Maryland, gathering data for marketing strategies in line with regulations. Independently reviewed and made initial determinations regarding insurance decisions, while collaborating with colleagues on client book management for policy revisions and changes.

Health Insurance Term Life Insurance Marketing Strategy Fraud Prevention Client Management Regulatory Compliance

Education

Degrees, certifications, and relevant coursework

Unknown

Master of Science, Human Resource Management

Completed a Master of Science degree focusing on Human Resource Management. Gained expertise in various aspects of HR, including policy analysis and talent management.

Unknown

Bachelor of Business Administration, Management

Obtained a Bachelor of Business Administration with a specialization in Management. Developed strong foundational knowledge in business operations, decision-making, and organizational leadership.