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Dipti Bhat

@diptibhat

Results-driven Medical Underwriter with 7+ years of experience.

United States

What I'm looking for

I am looking for a role that allows me to leverage my underwriting expertise while fostering professional growth and collaboration.

As a Medical Underwriter with over 7 years of professional experience, I have honed my skills in evaluating complex life and health insurance applications. My expertise lies in analyzing medical and financial risks, ensuring compliance with underwriting guidelines, and mentoring junior underwriters. I take pride in my ability to communicate effectively with agents and collaborate across departments to achieve business goals.

During my tenure at Genpact, I assessed individual life insurance applications, reviewed critical medical documentation, and provided risk-based underwriting decisions. My role involved conducting policy audits and mortality evaluations, which reinforced my strong foundation in medical history analysis and risk classification. I am passionate about sharing my knowledge and have led seminars to enhance understanding of underwriting topics among agents.

Experience

Work history, roles, and key accomplishments

EX

Medical Summarization

EXL

Feb 2019 - Aug 2019 (6 months)

Summarized complex medical records and clinical documentation for insurance and legal case evaluations. Analyzed patient histories, diagnostic reports, and treatment plans to create accurate and concise medical summaries. Collaborated with teams to ensure timely delivery of high-quality summaries while maintaining data integrity, confidentiality, and HIPAA compliance.

GE

Senior Medical Underwriter

Genpact

Oct 2015 - Dec 2018 (3 years 2 months)

Assessed and underwrote individual life insurance applications for Allstate Insurance, analyzing medical, financial, and lifestyle risks within designated authority limits. Reviewed Attending Physician Statements, laboratory results, and MIB reports to determine risk classifications and provided risk-based underwriting decisions. Mentored junior underwriters and conducted policy audits to ensure c

PS

Clinical Instructor (Physiotherapy)

Prakash Institute of Physiotherapy & Medical Sciences

Aug 2011 - Jun 2014 (2 years 10 months)

Educated students on medical conditions, rehabilitation, and patient assessment techniques. Conducted research and facilitated workshops on medical case evaluation and risk assessment. Provided comprehensive training on medical documentation and case history preparation.

Education

Degrees, certifications, and relevant coursework

Amity Physiotherapy College logoAC

Amity Physiotherapy College

Bachelor’s in Physiotherapy, Physiotherapy

Completed a comprehensive program in physiotherapy, gaining foundational knowledge in human anatomy, physiology, and therapeutic exercises. Developed practical skills in patient assessment, treatment planning, and rehabilitation strategies.

Manav Rachna International University logoMU

Manav Rachna International University

Master’s in Physiotherapy, Musculoskeletal

Pursued advanced studies in musculoskeletal physiotherapy, focusing on diagnosis, treatment, and rehabilitation techniques for various musculoskeletal conditions. Engaged in research and clinical practice to enhance expertise in the field.

Tech stack

Software and tools used professionally

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Dipti Bhat - Medical Summarization - EXL | Himalayas