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dgtraining User

@dgtraininguser

Finance professional skilled in credit analysis and data-driven decision-making.

India

What I'm looking for

I seek a role that fosters growth, encourages innovation, and values data-driven insights.

I am a finance professional with two years of experience specializing in credit analysis and data-driven decision-making. My journey began with an MBA in Finance & Marketing from AIMS Bangalore, where I honed my skills in financial analysis, risk assessment, and process improvement. Currently, I serve as a Credit Analyst at Federal Bank, where I manage a portfolio of over 500 MSME files worth up to ₹15 crore. My role involves conducting detailed credit analyses, automating data processing tasks, and delivering accurate financial reports that support strategic decision-making.

Throughout my career, I have demonstrated a strong ability to collaborate with cross-functional teams to enhance operational efficiency and reporting mechanisms. My internships in business development and marketing have further equipped me with the skills to analyze customer requirements and execute data-driven marketing campaigns, achieving significant sales results. I am certified in commercial credit and possess advanced proficiency in Excel, SQL, and Python, which I leverage to drive insights and improvements in financial processes.

Experience

Work history, roles, and key accomplishments

FB
Current

Credit Analyst

Federal Bank

Dec 2022 - Present (2 years 5 months)

As a Credit Analyst, I conducted detailed credit analysis for loan applications, managing a portfolio of over 500 MSME files. I automated data processing tasks in Excel, enhancing accuracy and reducing inefficiencies. I delivered timely financial reports and collaborated with cross-functional teams to improve reporting mechanisms.

Education

Degrees, certifications, and relevant coursework

AB

AIMS Bangalore

Master of Business Administration, Finance & Marketing

2020 - 2022

Completed an MBA with a focus on Finance and Marketing, gaining skills in financial analysis, pricing strategies, and data-driven decision-making.

Tech stack

Software and tools used professionally

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dgtraining User - Credit Analyst - Federal Bank | Himalayas