I seek roles in fintech where I can apply credit risk analytics, process automation, and stakeholder leadership to drive measurable portfolio and operational improvements. I am interested in working as Business analyst for a fintech project.
SAOpen to opportunities
Shreshtha Agrawal
@shreshthaagrawal
Business analyst in fintech delivering data-driven credit and lending solutions.
IndiaWhat I'm looking for
I am a business analyst with four years of finance (lending) domain expertise, focused on requirement gathering, process improvement, stakeholder management, and compliance adherence in fintech and banking environments.
I have led credit risk modeling and digital loan origination efforts that automated underwriting, reduced loan approval TAT by 60%, and helped cut 30–90 DPD delinquencies by 40% through analytics-driven strategies. I managed MSME credit analysis for portfolios over ₹11.5 Crores and drove a 40% portfolio increase for e-Dealer finance.
I combine technical skills in SQL, Power BI and Excel with Agile tools (JIRA, Notion) and formal banking certifications (JAIIB, CAIIB) to translate stakeholder needs into scalable system enhancements and measurable business outcomes.
Experience
Work history, roles, and key accomplishments
SIBusiness Analyst
State Bank of India
Jul 2023 - Jan 2025 (1 year 6 months)
Led credit risk analysis and digital loan origination enhancements for retail and MSME portfolios, automating 80% of underwriting and reducing loan approval TAT by 60% while driving a 40% increase in car-loan portfolio volume and reducing 30–90 DPD delinquencies by 40%.
SIAssociate
State Bank of India
Jan 2021 - Jun 2023 (2 years 5 months)
Completed rotational training across banking functions, delivered branch performance analyses that lifted cross-sell revenue 15%, and implemented process improvements for KYC/compliance and transaction-suspicion identification.
Education
Degrees, certifications, and relevant coursework
MM
Medicaps Institute of Technology and Management
Bachelor of Engineering, Electronics and Telecommunication
Grade: CGPA 8.19
Activities and societies: Served as Protocol Officer for a Parliamentary Committee visit; organized government scheme promotion and financial awareness drives.
Completed a Bachelor of Engineering in Electronics and Telecommunication with a CGPA of 8.19 and cleared GATE twice.
Tech stack
Software and tools used professionally
Availability
Open to opportunities
Location
IndiaAuthorized to work in
Salary expectations
1400k-3000k USD
Social media
Interested in hiring Shreshtha?
You can contact Shreshtha and 90k+ other talented remote workers on Himalayas.
Message ShreshthaFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
