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Shubham Kanade

@shubhamkanade

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Experienced credit risk professional skilled in banking analytics.

India

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What I'm looking for

I am looking for a role that challenges my analytical skills and offers opportunities for professional growth in a collaborative environment.

With over 3 years of experience in credit risk analysis, I have developed a strong foundation in banking analytics, focusing on assessing creditworthiness and minimizing risk exposure. My proficiency in Python and SQL has enabled me to analyze large datasets effectively, generating actionable insights that support decision-making processes. I am recognized for my ability to communicate complex risk analyses clearly to stakeholders, ensuring that critical information is accessible and understandable.

In my current role as a Functional Analyst at HDFC Bank, I have successfully implemented various analytics projects, including enhancing bureau scorecards and improving approval rates for credit products. My initiatives have led to significant cost savings and improved operational efficiency. I have also designed new frameworks for credit decisioning, utilizing predictive modeling techniques to optimize portfolio management. My previous experience as a Data Scientist at Care Ratings further honed my analytical skills, where I developed systems to support internal teams and enhance data-driven decision-making.

Experience

Work history, roles, and key accomplishments

Current

Functional Analyst

Current

HDFC Bank

Jun 2022 - Present (2 years 11 months)

As a Functional Analyst at HDFC Bank, I focus on credit card analytics and consumer durable loans analytics. I create reports and dashboards using Power BI, enhance scorecards, and improve approval rates through data-driven strategies. My role involves stakeholder engagement and monitoring system anomalies.

Python Power BI SQL Data Automation Credit Strategies Stakeholder Engagement Logistic Regression

Data Scientist

Care Ratings

Jun 2021 - Jun 2022 (1 year)

In my role as a Data Scientist at Care Ratings, I provided support to internal teams by creating a Daily News Alert System that scrapes news and delivers summaries to analysts. This involved sentiment analysis and data processing to enhance decision-making.

Python SQL Data Processing Stakeholder Engagement Natural Language Processing Communication Reporting

Data Science Intern

IDFC First Bank

Dec 2020 - May 2021 (5 months)

During my internship at IDFC First Bank, I focused on enhancing the HNI database using property data. I utilized Python and SAS for data analysis and dashboard creation, applying various statistical techniques.

Python SAS Data Analysis Dashboards Web Scraping Statistical Techniques Data Visualization Communication Reporting Problem Solving

Data Analyst Intern

SAPIO ANALYTICS

Apr 2020 - Jul 2020 (3 months)

As a Data Analyst Intern at SAPIO ANALYTICS, I worked on news articles analytics using Python. I applied techniques such as Natural Language Processing and Logistic Regression to analyze data and derive insights.