David Matute

I’m a real estate underwriting professional with 7 years of hands-on experience analyzing a USD 1M multifamily and residential portfolio (13 assets) using lender-style underwriting standards. I focus on financing decisions supported by DSCR, cap rate, and LTV analysis.

I regularly review leases, rent rolls, and operating statements to evaluate property-level cash flow, occupancy, and risk. I also conduct market research—comparable sales and rents, occupancy trends, and absorption—to inform acquisition and financing choices before committing capital.

To stress-test investments, I build cash flow models per asset and evaluate risk under multiple interest rate, term, and vacancy scenarios. I keep acquisition and financing decisions audit-ready by organizing due diligence documentation for each asset.

Recently, I automated my underwriting framework into a Power BI model with live sensitivity simulation (interest rate, term, vacancy), cutting reporting time from days to hours. I bring a BI mindset to underwriting—turning underwriting logic into decision-ready analytics.