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William Godoy

@williamgodoy1

I underwrite SME credit and build data-driven risk tools for fintech lending.

Ecuador
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At Keep Technologies, I underwrite credit limits up to CAD 500K for Canadian SMEs and complex corporate groups, assessing financial statements, cash flow, indebtedness, repayment capacity, and group structures.

I increased aggregate credit limits by 20% across approximately 150 top-performing businesses and contributed to feature selection, Python data extraction and cleaning, and AUC assessment for a logistic-regression credit risk model. I also built a SQL dashboard in Metabase and a standardized underwriting template adopted team-wide for complex cases and escalations.

Previously, I supported regulatory reporting and data-quality controls at Citibank and built Power Query models and Power BI dashboards for FP&A at Zurich Insurance. I hold Magna Cum Laude degrees in Business Administration and Finance and bring experience across credit risk, financial analysis, reporting, and analytics.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

San Francisco University of Quito (USFQ) logoSU

San Francisco University of Quito (USFQ)

Bachelor of Finance, Finance

2020 - 2024

Bachelor of Finance with Magna Cum Laude honors.

San Francisco University of Quito (USFQ) logoSU

San Francisco University of Quito (USFQ)

Bachelor of Business Administration, Business Administration

2019 - 2023

Grade: 3.8

Bachelor of Business Administration with Magna Cum Laude honors and a GPA of 3.8.

Louisiana State University (LSU) logoLL

Louisiana State University (LSU)

Exchange Program

2022 - 2022

Exchange program from January 2022 to December 2022.

Google logoGO

Google

Google Data Analytics Professional Certificate, Data Analytics

Professional certificate in data analytics.

Tech stack

Software and tools used professionally

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