Chanel Davis
@chaneldavis
Results-driven mortgage operations professional specializing in post-closing suspense resolution.
What I'm looking for
I am a results-driven Mortgage Operations professional with over five years of focused experience resolving post-closing conditions, clearing investor suspense items, and ensuring timely loan purchase. I routinely review complex mortgage documentation and maintain accurate system notes to keep high-volume pipelines moving.
My strengths include investor and agency delivery across Conventional, FHA, VA, USDA and Non-QM products, detailed suspense condition review, and strong collaboration with underwriting, closing, title, and external partners to obtain required documentation. I leverage Encompass, investor systems, and Excel to track loans in real time and meet aggressive clearance timelines.
I have a proven record of preventing purchase delays and penalties by identifying root causes, communicating trends to leadership, and implementing process improvements. I perform reliably in deadline-driven environments while ensuring compliance with investor, agency, and regulatory guidelines.
Experience
Work history, roles, and key accomplishments
Suspense Analyst
Bay Equity
Oct 2020 - Sep 2025 (4 years 11 months)
Reviewed and resolved post-closing suspense conditions to ensure loans met investor purchase eligibility, consistently meeting clearance timelines and reducing purchase delays and penalties.
Reviewed executed closing packages for compliance and investor readiness, supporting fast-paced pipelines and meeting strict funding and delivery timelines.
Title Closer
Mortgage Connect LP
Sep 2019 - Dec 2019 (3 months)
Reviewed title commitments and lien positions to ensure collateral accuracy and investor acceptance, coordinating with attorneys and title companies to resolve deficiencies.
Education
Degrees, certifications, and relevant coursework
Moon Area High School
High School Diploma, General Education
Completed High School Diploma at Moon Area High School in Pennsylvania.
Everest Institute
Medical Assisting Certification, Medical Assisting
Completed a Medical Assisting certification program at Everest Institute in Pittsburgh, PA.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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