At CMG Financial, I audited conventional and government mortgage loans for underwriting accuracy, borrower eligibility, documentation completeness, regulatory compliance, and investor requirements. I reviewed credit, collateral, and underwriting conditions to identify defects affecting loan quality, salability, and repurchase exposure.
I contributed to initiatives that reduced underwriting and quality defects by 25%. I also analyzed recurring defects and prepared audit findings, quality metrics, and management reporting.
At Fairway Independent Mortgage, I led detailed post-closing audits, including escalated reviews of complex credit, documentation, and underwriting exceptions. I trained auditors on guidelines, investor requirements, and QC methodology, and delivered trend reports to support management decisions.
