MMMercine Munyaradzi
@mercinemunyaradzi
Dynamic financial risk professional specializing in quantitative risk modeling.
ZimbabweWhat I'm looking for
I am a dynamic and results-oriented financial risk professional with over 3 years of experience in quantitative risk modeling and validation. My expertise lies in credit risk (IFRS 9), market risk (IRRBB), economic capital, and financial asset valuation, including loan pricing models. I have a proven track record in validating and implementing advanced financial models, ensuring regulatory compliance and adherence to industry best practices.
Currently, I serve as the Group Risk and Analytics Manager at CBZ Holdings, where I drive the automation of model development and backtesting workflows, significantly improving efficiency and reducing manual interventions. I provide strategic leadership and mentorship to my team, fostering a culture of continuous improvement and innovation. My role involves collaborating with senior stakeholders to communicate validation findings and enhance model robustness, ensuring proactive risk management aligned with macroeconomic changes.
Experience
Work history, roles, and key accomplishments
Group Risk and Analytics Manager
CBZ Holdings
Aug 2024 - Present (1 year 1 month)
Drove the automation of model development, backtesting, and calibration workflows, significantly improving efficiency and reducing manual interventions for expected credit loss (IFRS9) and economic capital. Provided strategic leadership and mentorship on best practices for model development, validation, and regulatory compliance.
Financial Risk Modelling Analyst
CBZ Holdings
Jan 2022 - Present (3 years 8 months)
Cleaned and prepared data to ensure accuracy and reliability for modeling capital requirements, loan pricing, and economic capital assessments. Calibrated and validated models using R and Python to support IFRS 9 Expected Credit Loss (ECL) models and market risk models, including IRRBB.
Credit Analyst
Zimbabwe Asset Management Company
Aug 2019 - Present (6 years 1 month)
Analyzed financial statements and credit reports to assess credit risk using key financial ratios, cash flow analysis, and collateral evaluations. Prepared comprehensive credit memorandums and reports with actionable recommendations on new loan applications.
Education
Degrees, certifications, and relevant coursework
University of East London
Master's, Data Science
Grade: Distinction
Currently pursuing a Master's degree in Data Science, focusing on advanced data analysis, machine learning, and statistical modeling techniques. Expected to complete the program with a Distinction.
Harare Institute of Technology
Bachelor of Technology Honours Degree, Financial Engineering
Grade: Upper Second Class (2.1)
Completed a Bachelor of Technology Honours Degree in Financial Engineering, gaining expertise in quantitative finance, risk management, and financial modeling. Achieved an Upper Second Class (2.1) grade.
Tech stack
Software and tools used professionally
Availability
Location
ZimbabweAuthorized to work in
Job categories
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