Cynthia Itai Mugari
@cynthiaitaimugari
Experienced credit analyst and banking professional focused on controls.
ZimbabweWhat I'm looking for
I am a dedicated banking professional with extensive experience in credit analysis, treasury operations and branch supervision. I have strong expertise in credit risk management, accounting control systems, IFRS reporting readiness, audit preparation and cashflow and budget controls, and I consistently apply high-impact decision making to improve profitability and operational controls.
I have a proven record of performing pre-lending activities, client site visits, loan book reporting, reconciliation and recovery activities, and supervising cash movements and branch staff. I work well independently or as a leader, maintain excellent customer relations, and bring disciplined data capture, bank reconciliation and systems-control skills to drive accurate financial operations.
Experience
Work history, roles, and key accomplishments
Credit Analyst
Peoples Own Savings Bank
Jan 2010 - Present (15 years 8 months)
Performed credit analysis, pre-lending assessments and monthly loan book reporting while managing recoveries and reconciliations to reduce delinquency and improve portfolio quality. Acted as branch supervisor overseeing cash movements, vault balancing, staff supervision and audit resolution processes.
Treasury Intern
Intermarket Building Society
Aug 2007 - Jul 2008 (11 months)
Supported treasury front- and back-office clerical tasks including cash handling and transaction processing during an internship to assist daily treasury operations. Contributed to accurate cash reconciliations and processing.
Education
Degrees, certifications, and relevant coursework
IZInstitute of Bankers Zimbabwe
Diploma, Banking
Completed the Institute of Bankers Zimbabwe Diploma in November 2015.
MUMidlands State University
Honours degree in Banking and Finance, Banking and Finance
Honours degree in Banking and Finance completed in 2010 with focus on banking and finance subjects.
Murewa High School
A-Level, General/Secondary Education
Completed A-levels with three A-level passes in 2002.
Monte Cassino Girls High School
O-Level, General/Secondary Education
Completed O-levels with eight O-level passes in 2000.
Availability
Location
ZimbabweAuthorized to work in
Job categories
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