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Bianca NgwenzeBN
Open to opportunities

Bianca Ngwenze

@biancangwenze

I assess healthcare claims and resolve complex client escalations.

South Africa
Message

I'm currently an Escalations Claims Assessor at Sirago Underwriting Managers, coordinating end-to-end policy claims and resolving client and broker escalations within agreed SLAs.

I assess and authorize general practitioner, dental, pathology, radiology, and hospital claims against policy terms, benefits, limitations, waiting periods, and exclusions. My work draws on knowledge of ICD-10 codes, medical procedures, medical aid schemes, PMB legislation, GAP cover, and Treating Customers Fairly principles.

Previously, I supported new business, healthcare administration, and client servicing at Cornerstone Financial Services Group, including medical aid, primary care, and gap cover applications through Microsoft Dynamics 365.

My background also includes claims assessment, claims data capture, and customer service at Ambledown and Discovery Limited. I'm completing a Bachelor's degree in Financial Management while building on my insurance and healthcare administration experience.

Experience

Work history, roles, and key accomplishments

Sirago Underwriting Managers logoSM
Current

Escalations Claims Assessor

Nov 2025 - Present (10 months)

Effective coordination of the end-to-end policy claims process

Register, validate and process claims according to policy conditions, benefits and business rules, manually or electronically, for all practice types, i.e., General or dental practitioners, pathology, radiology, and hospital claims.

Demonstrate extensive knowledge of ICD 10 codes, medical procedures, and medical aid schemes

Demonst

Cornerstone Financial Services Group logoCG

Healthcare Administrator

Mar 2025 - Oct 2025 (7 months)

New Business Support
- Sending forms and questionnaires for medical aid, primary care, gap cover and broker appointment applications.
- Loading and tracking new business leads on CRM platform (MS Dynamics 365 within stipulated turn-around-time
- Calling /emailing prospective clients to conduct online applications
- Sending welcome mailers with membership certificates, loading policies details

Sirago Underwriting Managers logoSM

Claims Assessor

Apr 2023 - May 2024 (1 year 1 month)

Effective coordination of the end-to-end policy claims process

Register, validate and process claims according to policy conditions, benefits and business rules, manually or electronically, for all practice types, i.e., General or dental practitioners, pathology, radiology, and hospital claims.

Demonstrate extensive knowledge of ICD 10 codes, medical procedures, and medical aid schemes

Demonst

Ambledown logoAM

Claims Assessor

Oct 2022 - Apr 2023 (6 months)

Scope of Responsibility:
 
• Assess claims within the agreed service level agreement.

• Request outstanding information from clients (telephonic & e-mail).

• Ensure that claims are processed according to the rules, benefits, and conditions of the policy.

• Contact service providers for discounts when claims are over the company prescribed threshold.

• Ensure that all policy limitations, waitin

Discovery Limited logoDL

Customer Service Agent

Mar 2020 - Jul 2021 (1 year 4 months)

• Servicing all key stakeholders telephonically and via other servicing channels as required until the query has been resolved

• Servicing our members in a customer centric way to ensure that we live by our service principles

• Keeping up to date with product changes to ensure that all key stakeholders are accurately serviced

• Continuously staying abreast of all digital servicing tools with

Discovery Limited logoDL

New Business Data Capturer

Sep 2017 - Feb 2018 (5 months)

• Capturing of New Business applications with a high
level of accuracy and speed, efficiently into paradigm.
• Performing data scrubbing and bulk uploads and to
ensure that all information captured by the data
capturers is accurate.
• Working according to Pinpoint standards and
protocols.
• Working towards a daily target with regards to quality
and quantity in order to ensure that Ser

Pangea Outsourcing logoPO

Online English Facilitator

Feb 2017 - Oct 2017 (8 months)

Teaching English online as a 2nd additional language
to non – English students.
• Obtained a 120 hr. TEFL course certification.

Education

Degrees, certifications, and relevant coursework

US

University of South Africa/Universiteit van Suid-Afrika

Bachelor's degree, Financial Management

2024 - 2026

University of South Africa logoUA

University of South Africa

Bachelor's degree, Financial Management

2024 - 2026

Pursuing a Bachelor's degree in Financial Management.

Tech stack

Software and tools used professionally

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