André Borges
@andrborges
I build and scale fintech products from MVP to regulated market launch.
BrazilWhat I'm looking for
At Bemol Digital, I lead the digitalization and expansion of Home Equity products while owning product P&L, roadmap, credit policy, compliance, and go-to-market execution. I launched a proprietary BNPL platform that scaled to a $10M+ portfolio and orchestrated a $20M+ mortgage-backed securities issuance.
Previously at CERC, I led the zero-to-one definition and delivery of a Central Bank-authorized Clearing & Settlement System, including STR integration, settlement workflows, and ISO 20022-aligned business rules. At Dell Technologies, I helped modernize the Global Sales Platform QA stack with a test automation platform that reduced 1,000+ scenario regression execution to 40 seconds.
Across fintech, retail, healthcare, and media, I connect business strategy, financial planning, and engineering execution to take products from discovery through scale.
Experience
Work history, roles, and key accomplishments
Product Manager
Bemol Digital
Mar 2023 - Present (3 years 5 months)
Leading digitalization and expansion of Home Equity product, launched BNPL platform scaling to $10M+ portfolio, orchestrated $20M mortgage-backed securities issuance, and unified debt collection rules via microservices.
Product Manager
CERC
Aug 2022 - Mar 2023 (7 months)
Led zero-to-one product definition and delivery of a new Clearing & Settlement System authorized by the Central Bank, integrating with STR for real-time gross settlement and designing ISO 20022-compliant workflows.
Engineered a custom test automation platform reducing regression cycle time from hours to 40 seconds for 1,000+ scenarios, and led cross-functional remote teams between India and Brazil.
Business Strategy & Product Consultant
André Borges Consultoria em Gestão
Jan 2022 - Jan 2023 (1 year)
Provided strategic consultancy bridging FP&A and product execution for SMBs in healthcare and retail, leading product launches and implementing OKR frameworks.
Education
Degrees, certifications, and relevant coursework
Faculdade de Informática e Administração Paulista (FIAP)
Postgraduate Degree, Full Stack Development
2025 -
Postgraduate degree in Full Stack Development, expected completion in April 2026.
Fundação Dom Cabral
Postgraduate Degree, Business Administration and Management
2019 - 2021
Postgraduate degree in Business Administration and Management.
George Brown College
Bachelor of Business Administration, Finance
2017 - 2020
Bachelor of Business Administration with a focus on Finance.
Universidade Estadual do Ceará
Bachelor of Business Administration, Business Administration and Management
2010 - 2015
Bachelor of Business Administration in Business Administration and Management.
Tech stack
Software and tools used professionally
Availability
Location
BrazilAuthorized to work in
Job categories
Skills
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