Akshay Patel

I’m a data-driven banking professional with 2+ years of hands-on credit risk and lending experience at State Bank of India, where I evaluate 500+ KCC, SHG, and MUDRA loan applications monthly. I use borrower credit risk analysis and repayment capacity assessment to identify risk indicators and ensure compliance with RBI norms and Priority Sector Lending (PSL) guidelines, while maintaining a 100% compliance record in regulatory reporting and documentation. JAIIB certified, I bring strong financial domain context to analytics work, especially around credit behavior and borrower assessment.

On the analytics side, I’m building practical, business-ready solutions: I analyzed 150,000+ borrower records for loan default risk patterns and delivered an interactive Power BI dashboard with borrower profiling, a risk heatmap, and KPI summaries. I also develop forecasting and prediction models in Python (ARIMA/LSTM, XGBoost) and have built an end-to-end deployment project using Flask to demonstrate production readiness. I’m now seeking to transition into a Data Analyst or Business Analyst role in Fintech or Healthcare Analytics, combining financial expertise with SQL/Python/Power BI to turn data into clear, actionable decisions.