John Udoh
@johnudoh
Operations and Credit Risk Analyst driving data-informed lending decisions and credit policy improvements.
NigeriaWhat I'm looking for
I am an Operations/Credit Risk Analyst with hands-on experience at financial institutions, focused on credit risk assessment, portfolio monitoring, and data-driven decision making.
At Zedvance Finance Limited I collected and verified customer data, conducted comprehensive risk assessments, monitored portfolio risk metrics, and made loan recommendations that supported improved credit strategies.
Previously I underwrote loans, mobilized quality risk assets, prepared accurate performance reports, and supported account services and product sales at Regent Microfinance Bank.
I hold certifications in Business Finance Foundations, Risk Management, and Accounting Fundamentals, and I am pursuing an MBA in Finance and Investment to deepen my analytical and leadership capabilities.
Experience
Work history, roles, and key accomplishments
Operations/Credit Risk Analyst
Zedvance Finance Limited
May 2021 - Present (4 years 4 months)
Perform credit risk assessments and data analysis to inform lending decisions, monitor portfolio risk metrics, and contribute to credit policy enhancements, supporting improved asset quality and reporting.
Account Officer
Regent Microfinance Bank Ltd
Jul 2020 - May 2021 (10 months)
Underwrote loans, mobilized quality lending assets and deposits, sold e-banking products, and produced performance reports that contributed to revenue generation and client wins.
Class Teacher & School Secretary
Abivin Academy
Sep 2019 - Aug 2020 (11 months)
Taught English and Government, managed school administration including correspondence with parents, and served as sports master to support student development and operations.
Education
Degrees, certifications, and relevant coursework
AUAhmadu Bello University
Master of Business Administration, Finance and Investment
Pursuing an MBA in Finance and Investment to deepen expertise in financial analysis and investment strategies.
UUUniversity of Uyo
Bachelor of Arts, Communication Arts
Completed a Bachelor of Arts in Communication Arts, focusing on communication theory and media-related studies.
Lutheran High School, Ikot Ekpene
Senior Secondary School Certificate, Secondary Education
Obtained Senior Secondary School Certificate, completing secondary education with a focus on general subjects.
Learning Tree Private School, Okota
First School Leaving Certificate, Primary Education
Completed First School Leaving Certificate, concluding primary education.
Availability
Location
NigeriaAuthorized to work in
Job categories
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