Open to opportunities

Abhijit Das

@abhijitdas1

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Banking and Finance professional

India

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What I'm looking for

I am seeking a challenging role in a dynamic organization that values operational excellence and offers opportunities for professional growth.

A BFSI professional. Worked in some of the top Banks & Finance Companies. Skills- Business Development, Retail Finance, Credit Risk & Debt Collections, (Secured & Un-secured Loans). Education-Master Degree in IR, Associate Diploma & Licentiate from III Mumbai in Risk & Insurance Management, B.Com (Delhi University), Specializations - Blockchain from INSEAD, Fintech from Wharton (Coursera), Risk Management from New York Institute of Finance (Coursera), Certified Blockchain & Finance Professional (Blockchain Council USA) & Certified Blockchain Associate (KBA). Specialization In DeFi. Previous Organizations: Indusind Bank, Mahindra Group, ICICI, HDFC, Standard Chartered Bank.

Experience

Work history, roles, and key accomplishments

Current

Senior Manager - Operations & Collections

Current

Terra Motors Finance Pvt Ltd

Jun 2023 - Present (2 years)

Leading a team of 35 in managing a delinquent portfolio of 4000 cases across 5 states. Focused on reducing NPA and repossession of assets while enhancing sales and finance operations.

Team Leadership Data Analysis Credit Control Process Improvement MIS Reporting Operations Management

Manager - Trade Finance | Accounts AP & AR

Aarti Group of Companies

Apr 2015 - Jun 2023 (8 years 2 months)

Managed accounts payable and receivable, focusing on debt collections and financial operations. Enhanced processes for banking transactions and liaised with banks for credit control.

Accounts Payable Accounts Receivable Debt Collection Credit Control Data Analysis MIS Reporting Trade Finance Budget Management

Manager - Trade Finance / Accounts

Noble Corporation Pvt. Ltd

Apr 2011 - Aug 2014 (3 years 4 months)

Oversaw branch operations and administration, focusing on accounts payable management and data analytics. Ensured compliance with audit processes and managed debt accounts.

Accounts Payable Management Data Analytics Compliance Debt Management MIS Reporting Market Research Coaching Risk Management

Senior Branch Manager - Retail Assets Credit & Collections

Mahindra Finance Ltd

Jul 2009 - Apr 2011 (1 year 9 months)

Managed a team of 40 in-house collectors, focusing on NPA management and asset recovery processes. Implemented effective fraud and skip tracing strategies.

NPA Management Team Leadership Fraud Prevention Compliance Vendor Management

Center Manager - Mortgage/Home Loan Collections

Standard Chartered Bank

Nov 2009 - Jul 2009 (-1 years 8 months)

Managed mortgage debt collections and recoveries, focusing on fraud management and KPI analysis of impaired accounts. Coordinated with legal teams for asset possession.

Mortgage Collections Fraud Management KPI Analysis Risk Management Debt Collection Compliance Data Analysis

Deputy Manager - Retail Assets TW Collections

HDFC Bank Ltd

Apr 2007 - Dec 2007 (8 months)

Managed retail debt book collection for two-wheeler portfolios, focusing on NPA management and vendor management processes.

Debt Collection NPA Management Vendor Management Risk Management Training Compliance Team Leadership

Assistant Manager - Retail Assets (TW) Collections

ICICI Bank Ltd

May 2005 - Apr 2007 (1 year 11 months)

Managed two-wheeler debt collections, focusing on KPI data analysis and fraud risk management. Coordinated repossession of assets with legal teams.

Debt Collection KPI Analysis Fraud Management Team Coordination Compliance Data Analysis Training

Field Officer - Retail Assets Credit & Collections

Ashok Leyland Finance Ltd

Feb 1997 - Sep 2002 (5 years 7 months)

Increased sales in various vehicle categories while managing a debtors list and reducing NCL through effective follow-up and collection strategies.

Sales Management Debt Collection Customer Relationship Management Market Analysis Credit Appraisal Team Coordination Compliance Risk Management Training

Education

Degrees, certifications, and relevant coursework

Blockchain Council

Certified Blockchain & Finance Professional, Finance

2020 - 2020

Completed a certification in Credit Risk Analysis & Assessment of Client's Financial Information, focusing on Retail Asset Finance and Collections Management.