YNAB

YNAB, which stands for You Need A Budget, is more than just a budgeting tool; it's a transformational approach to personal finance. Founded by Jesse Mecham in 2004, YNAB was created to change people's financial lives by promoting better money management. At YNAB, we emphasize the importance of financial awareness and intentional spending. Our core philosophy is simple: give every dollar a job. This principle shifts the mindset of individuals from merely tracking expenses to actively planning their financial future.

Our users report remarkable changes in their financial wellbeing since they began using YNAB. On average, new users save $600 in their first two months and over $6,000 in their first year. The YNAB method encourages individuals to stop letting money control them and instead allows them to take charge of their financial lives. This empowerment extends beyond budgeting—it's about achieving personal goals, reducing stress, and improving overall quality of life. Thousands of users have successfully navigated debt, built savings, and reclaimed their financial freedom with our unique methodology. YNAB is committed to supporting users on their journey to financial clarity and confidence.