Uncapped

Uncapped is a financial technology company that provides alternative funding solutions to digital entrepreneurs and high-growth businesses. Founded in 2019 by Piotr Pisarz and Asher Ismail, the company aims to offer a faster, more flexible way for businesses to secure capital without giving up equity or control. Uncapped's core offering is revenue-based financing, where businesses receive an upfront cash advance and repay it through a percentage of their future revenues. This model is designed to align with a company's performance, with repayments increasing during periods of high sales and decreasing during slower times.

The company was established out of a frustration with the traditional funding options available to European entrepreneurs. Banks often require personal guarantees and have slow processes, while venture capital can lead to equity dilution and loss of control. Uncapped positions itself as a solution to these challenges, offering non-dilutive capital with a simple flat fee and no hidden charges, interest, or personal guarantees. The application process is streamlined, with businesses able to apply online and receive a decision quickly, often within 24 hours. Uncapped leverages technology and real-time business data to evaluate applications and disburse funds swiftly. The company targets a wide array of sectors within the digital economy, including e-commerce, direct-to-consumer (DTC) brands, software as a service (SaaS) companies, gaming, and app development. Uncapped provides funding amounts ranging from £10,000 to £10 million (or equivalent in other currencies) to support various growth needs such as marketing, inventory, and hiring. The company has expanded its services and is available to businesses in the United Kingdom, United States, Germany, Spain, and Poland. Uncapped is backed by prominent investors including Lakestar, Seedcamp, Global Founders Capital, Whitestar, Mouro Capital, and Fortress Investment Group.