iwoca

iwoca was founded in 2011 with the ambition to reshape the way small businesses access finance. Today, iwoca is recognized as one of the leading fintech companies, devoted to empowering small enterprises across the UK and Germany. Our mission is to provide a more straightforward, flexible, and efficient path to funding. From our inception, we aimed at eliminating the common complications found in traditional banking processes, offering an alternative that prioritizes speed and accessibility.

With iwoca, businesses can secure loans ranging from £1,000 to £500,000, allowing them to invest in growth, manage cash flow, or purchase new stock. Our decision-making process is streamlined, with approvals often delivered within 24 hours, leveraging advanced technology and data analytics to analyze a company’s financial health without the cumbersome paperwork associated with banks. This innovation not only enhances the customer experience but also encourages financial inclusivity, ensuring a diverse range of businesses can benefit from our services. In our journey to assist over 150,000 businesses, we’ve become a trusted partner in their growth stories, continually improving our offerings and expanding our reach to help achieve the goal of funding one million small businesses by 2025.