Sr Analytics Engineer (Lending)

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose — this is your place.

Responsibilities

We are seeking a highly analytical and detail-oriented Sr Analytics Engineer to join the Lending Squad at RecargaPay. In this role, you will transform complex data into strategic insights that support business growth, portfolio management, and product evolution. You'll work cross-functionally to ensure the Lending product is data-informed, well-monitored, and continuously optimized.

• Generate Strategic Projections Forecasts: Produce forecasts and estimations to evaluate product performance and support short- and long-term strategic decisions.

• Drive KPI Integration into Product Development: Partner with product managers to ensure all new features and changes are built with measurable KPIs, allowing for seamless performance tracking from day one.
• Support Dashboard Development Data Visibility: Build and enhance QlikSense dashboards to monitor portfolio, collections, and product performance. Add relevant variables and data streams to ensure comprehensive insights.
• Query Dashboard Optimization: Continuously optimize SQL queries and improve the performance of QlikSense apps to ensure scalability, efficiency, and fast execution of reports.
• Product Analytics: Conduct in-depth analysis on user behavior, repayment trends, and risk dynamics, helping the product team make data-backed decisions.
• Cross-Functional Support: Handle analytical and operational requests from the Finance, Risk, and Data Science teams, delivering high-quality data support and insights.
• Data Governance Documentation: Maintain clear documentation of metrics, queries, and dashboards to promote governance and reproducibility.
• Portfolio Collections Insights: Analyze and monitor credit portfolio performance, collections effectiveness, and other key financial indicators critical to Lending.
• Contribute to Platform Migration: Support the ongoing migration from Redshift to Databricks, ensuring no data loss and continuity of insights.

Requirements

• Previous experience with credit or loan products is essential, as well as a strong background in profitability analysis or financial KPIs.

• Solid experience in SQL and Spark (PySpark) for analysis and development of analytical views.
• Proficiency in visualization tools such as Qlik Sense and Tableau, preferably, or others.
• Hands-on experience with Databricks, data mart design, and business-oriented analytical models.
• Familiarity with dbt, Git, and collaborative documentation tools
• Ability to translate business needs into reusable and governed analytical solutions.

Benefits

• Competitive and market-aligned salary.
• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app.
• Health and dental plans with no co-pay.
• Life insurance.
• Flexible meal allowance (via Flash).
• TotalPass membership to take care of your health.
• Spanish or Portuguese classes.

Diversity Inclusion at RecargaPay
At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the use of your DataBy sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).