Nine25

Nine25 is a salary streaming app that allows you to spend, manage and invest your money. You can Stream your Salary, which means that you can link the app to payroll (or any income source, HR or gig platform) and get your money in real-time as you earn it.

We're also releasing features such as Bill Streaming, where we automatically allocate drips of your income to put towards your bills and expenses and be paid from within the app.

Users will enjoy automated investments into equities, ETFs and cryptocurrency purchases to build wealth. On top of that, we calculate Safe Spend, which reflects how much money a user can safely spend after all their expenses, one number that automatically adjusts as you send, spend or invest while accounting for real-time earnings.

Our mission

Technology is progressing rapidly, and our lifestyles are thriving because of it. The financial world, on the other hand, is lagging.

Compared to our fast-paced, quick access way of living, the ancient idea of a 'Pay Day' is becoming harder to comprehend. So why do we still wait up to a week, a fortnight or even a month for our pockets to replenish and our freedoms to carry on?

We want to have live access to our pay as we earn it. We stream movies, tv shows, music - we even stream our personal lives online. It's time we are able to do the same with our money.

Managing finances is tricky - on your own. Nine25 has the financial know-how, and we believe financial freedom is possible for everyone, so we are building the technology to enable it.

Our values

Be responsible.

We don't believe in profiteering at all costs, and we are not about young adults being shoved toward a lifetime of debt and repayments.

We believe financial freedom is possible for everyone, so we build the technology to enable it.

Drive positive outcomes.

This is why we do what we do.

At the heart of every decision we make, now and in the future, are our users and the world's wellbeing.

From the logic that powers our money management algorithm to our users spending sustainably, we at Nine25 want to positively impact our users, stakeholders, employees, and the planet.

We keep it simple.

We make finances manageable to the everyday person offering peace of mind and seamless integration of Nine25 into your lifestyle.