Laka

At Laka, we're passionate about building a community-focused approach to bicycle insurance. Our model is designed to empower cyclists by creating a collective that not only supports each other but also works to change the way insurance works. Gone are the days of hidden fees and lengthy contracts; instead, we operate on a fair, not fixed, pricing structure. Contributions from our members are based on claims incurred by the collective, which means when claims are low, everyone benefits.

We offer a wide range of coverage options including theft, accidental damage, roadside recovery, and worldwide travel. Our goal is to provide a seamless claims experience backed by expertise and without depreciation or excess fees. We understand that when accidents happen, it can be stressful, which is why we prioritize excellent customer service to guide our members through every step of the process.