Moss

Small and medium-sized businesses often find themselves grappling with the complexities of financial management. Many face significant time drains due to clunky, manual processes, which prevents finance teams from focusing on strategic initiatives that drive growth. The challenge is often a fragmented financial tech stack, where reconciling expenses from multiple cards, managing reimbursements, and processing invoices becomes a tedious, never-ending cycle. This lack of a unified system results in poor visibility over company-wide spending, making it difficult to control budgets, enforce policies, and make informed, data-driven decisions. For founders and finance leaders who have experienced these operational pains firsthand, the need for a seamless, integrated solution is not just a convenience but a critical business necessity to alleviate administrative headaches and unlock their company's full potential.

Moss was founded to solve these exact problems, empowering European businesses to proactively and intelligently manage their spending. Our customers benefit from a fully integrated, all-in-one platform that digitizes financial workflows and automates accounting processes, providing complete transparency and control over every expenditure. We provide flexible corporate credit cards, both physical and virtual, that can be issued to any employee with customisable spending limits and approval policies, ensuring real-time oversight. The platform simplifies everything from invoice management and employee reimbursements to budgetary control and month-end closing. By consolidating all spend onto a single platform and integrating seamlessly with existing accounting systems, Moss helps businesses save countless hours, reduce wasteful spending, and gain the clarity needed to navigate their financial journey effectively. Our mission is to be the leading financial management platform that allows our customers to manage payments, processes, and cash flow efficiently, enabling them to drive their business to success.