Fidel API

Fidel API is a global financial infrastructure platform that empowers developers to create innovative, programmable experiences centered around real-time payment card transactions. Many businesses and their customers face challenges in seamlessly connecting payment data to value-added services like loyalty programs, expense management, and personalized offers. Fidel API addresses this by providing a single, secure point of access to transaction data from major card networks, including Visa, Mastercard, and American Express. This allows our clients to bypass complex integrations and compliance burdens, significantly reducing their time to market when launching new financial products and features. Our customers, ranging from startups to global enterprises such as Google and British Airways, leverage our tools to transform how merchants and users interact. They can power real-time, event-driven engagements, build best-in-class loyalty and rewards programs, and revolutionize processes like reimbursements and expense management. We put users first with a consent-based approach, never asking for bank login details or sensitive PII, and employ proprietary tokenization to ensure complete user privacy.

Our core mission is to unlock the full potential of payment cards by making financial data easily and securely accessible. Developers are at the heart of what we do, and we provide them with modular components, robust SDKs for card enrollment, and comprehensive APIs to build with confidence on a secure and reliable platform boasting a 99.99% uptime SLA. By simplifying the complexities of the payments ecosystem, Fidel API enables businesses to focus on creating compelling user experiences that drive customer engagement and loyalty. Whether it's enabling real-time spend visibility for corporate finance teams, reducing manual expense reporting for employees, or allowing consumer applications to trigger personalized alerts and insights at the moment of transaction, Fidel API provides the foundational technology. We are committed to a user-first approach, ensuring data privacy and security through measures like card number tokenization and streamlined PCI compliance. This focus allows our clients to innovate faster and deliver more relevant and powerful solutions to their end-users, ultimately making the future of money more programmable and customer-centric.