CardWorks

In 1987, Don Berman founded CardWorks with a clear vision: to tackle the financial challenges that others overlooked and build lasting relationships through innovative credit and payment solutions. What started as a determination to serve underserved markets has evolved over more than three decades into one of the largest privately held providers of end-to-end operational servicing for credit cards and installment loans in North America. Today, CardWorks stands as a leading credit and payments company, a people-centric organization enabled by data and technology that remains committed to its founding principles.

Through our family of companies - including CardWorks Servicing, LLC, Merrick Bank, and Carson Smithfield, LLC - we've achieved remarkable scale as a top 20 credit card issuer and top 10 merchant acquirer in the US. Our mission remains constant: to clear the path for our customers and clients, making it easier for them to achieve their goals. With over 35 years of operating history and locations across Woodbury, Orlando, Wilmington, Pittsburgh/Horsham, and South Jordan, we've proven that integrity, innovation, and a commitment to doing the right thing can build trusted relationships that stand the test of time.