Himalayas logo
BoltBO

Staff Software Engineer – Backend (Consumer, Wallet & Commerce)

Bolt is on a mission to democratize commerce by setting a new standard for buying and selling online.

Bolt

Employee count: 201-500

Salary: 200k-225k USD

CA and US only

Bolt is on a mission to democratize commerce. We relentlessly prioritize our retailers—putting their brands front and center while enabling frictionless shopping at any touchpoint in the customer journey. At the center of it all is our rapidly growing universal shopper network—Bolt merchants such as Revolve, Luisa via Roma, Benefit Cosmetics, Kendra Scott, Lucky Brand Jeans, and Johnny Was can access tens of millions of shoppers, offering them a best-in-class checkout.

And revolutionizing ecommerce is only half of the equation—we’re also transforming the way we work. At Bolt, we have created a work environment where people learn to drive impact, take risks and make big bets, and grow from feedback, all while feeling welcomed and accepted for who they are. Come join us on the adventure today!

About Bolt Super App:

Bolt is the fintech powerhouse democratizing commerce. With our Super App, we’re building a universal shopper network that integrates seamless shopping, embedded finance, real‑time payments, crypto wallets, and personalized agentic shopping experiences—all under one roof.

About This Role:

As a Staff Backend Engineer on our Consumer Engineering team, you’ll own scalable and resilient back-end components powering the Bolt Super App. You’ll lead the development of wallet infrastructure (on‑ramps, off‑ramps, P2P transfers), manage stablecoins and crypto rails, and enable intelligent, proactive “agentic” shopping workflows.

Please note, this is a contract-to-hire opportunity with the option to convert to full-time after 3–6 months.

What You’ll Own:

  • Design and implement backend services enabling:
    • Universal wallet infrastructure: multi-currency wallets, KYC/AML compliance, secure ledgering, minting/burning stablecoins.
    • Crypto on‑ramps/off‑ramps, P2P transfers, blockchain-routed settlement.
    • Payment acquisition and routing (cards, crypto rails), reconciliation and settlement.
  • Build distributed systems with 99.999% uptime and low latency.
  • Collaborate with banks, PSPs, stablecoin issuers, blockchain node providers.
  • Lead architectural decisions spanning wallet, commerce, crypto, and agentic‑shopping services.
  • Integrate fraud, compliance, risk scoring (for both fiat and crypto).
  • Partner with frontend, infra, and data teams to enable richer, more intelligent shopping flows.
  • Mentor backend engineers and help define best practices for wallet and crypto services.

Who You Are:

  • 8+ years backend experience in Go/Java/Kotlin/Rust (or similar).
  • 2+ years in Staff+ roles at a fintech or crypto startup.
  • Deep knowledge of payments and wallet infrastructure (card networks, ISO 8583, PCI, tokenization).
  • Experience designing ledger systems with consistency, reliability, reconciliation.
  • Hands-on experience building crypto or stablecoin rails, blockchain integration is a plus.
  • Experience enabling “agentic” shopping—building APIs for assisted/personalized purchase journeys.
  • Strong understanding of distributed systems, event-driven architecture, microservices.

Nice to Have:

  • Worked with PayFac, network-tokenization, or stablecoin protocols.
  • Familiar with KYC/AML workflows or blockchain compliance tools.
  • Built intelligent recommendation or agentic shopping logic.
  • Open-source contributions in crypto, payments, or commerce infra.

Why Join Bolt:

Join us at this pivotal moment—help us build the Super App that revolutionizes commerce and finance. Lead end-to-end infrastructure development that touches millions of users, merchants, and wallets. Thrive in a remote-first environment that values risk-taking, feedback, and learning.

Please download and explore the Bolt Super App prior to interview—our consumer experience is at the heart of everything we build!

Estimated compensation for this role:

  • Flat monthly fee: $16,666 - $18,750/month (all-in, no benefits)
  • Full-time conversion includes RSUs and benefits

Check out our Engineering Blog!

Benefits:

  • Comprehensive health coverage: Medical, dental and vision
  • Remote-first workplace
  • Time away: Minimum of 20 days guaranteed PTO, paid holidays + floating holidays, your birthday off!
  • Paid parental leave
  • Competitive Pay
  • Retirement plans
  • Virtual and in-person team company events

In addition to our core values, Bolt is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity and expression, genetic information, pregnancy and related conditions, veteran status or any other reason prohibited by law. On our mission to democratize commerce, the Bolt platform levels the playing field for everyone. As a company, we are committed to designing products, building a culture, and supporting a team that reflects the diverse population we serve (that is, everyone).

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Senior

Salary

Salary: 200k-225k USD

Location requirements

Hiring timezones

United States +/- 0 hours, and 1 other timezone

About Bolt

Learn more about Bolt and their company culture.

View company profile

Bolt is on a mission to democratize commerce by setting a new standard for buying and selling online. Bolt-powered experiences level the commerce playing field to help retailers of all sizes sell more, grow faster, and be in control of their own destiny.

We are driven by the challenge of creating something utterly unique, and by the thrill of delivering meaningful impact to the world. Come join us on the adventure today!

We empower independent brands

Our goal is to help democratize commerce by making buying effortless, everywhere. We envision a world rich with flourishing, independent businesses; and, we’re striving to help merchants of all sizes sell more, grow faster, and compete, even with the goliaths.

Bolt’s Checkout Experience Platform is the first of its kind to integrate most major shopping carts, as well as Checkout (everything conversion), Fraud Protection (approval-first fraud engine), and Payments (payments processing solution).

In addition, the Bolt Network — with Bolt Accounts at its core — touch millions of shoppers, providing them with a seamless one-click checkout experience across every Bolt retailer — opening the door for an array of personalized shopping experiences for the next generation of consumers.

Learn how Bolt is perfecting checkout for online retailers.

We solve never before seen problems

Democratizing commerce, however, takes a lot of teamwork. Our team is doing the difficult work of rethinking the entire shopping experience from the ground up.

As pioneers in the industry, we are solving deep problems that others have been too scared to touch. Our customers look to us not only as their partners, but also as thought leaders in this space — carving an uncharted path forward.

Learn more about our team

Employee benefits

Learn about the employee benefits and perks provided at Bolt.

View benefits

4-day workweeks

Work four days per week and get paid for five!

Retirement benefits

401K program to help you invest in your future

Learning and development budget

Learning & Development stipend to grow your skills

Paid parental leave

Paid family leave for all parents to support you and your family.

View Bolt's employee benefits
Claim this profileBolt logoBO

Bolt

Company size

201-500 employees

Founded in

2014

View company profile

Similar remote jobs

Here are other jobs you might want to apply for.

View all remote jobs

10 remote jobs at Bolt

Explore the variety of open remote roles at Bolt, offering flexible work options across multiple disciplines and skill levels.

View all jobs at Bolt

Remote companies like Bolt

Find your next opportunity by exploring profiles of companies that are similar to Bolt. Compare culture, benefits, and job openings on Himalayas.

View all companies

Find your dream job

Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!

Sign up
Himalayas profile for an example user named Frankie Sullivan