Wendy Mehl
@wendymehl
Mortgage professional with 35 years' experience in borrower qualification and origination.
What I'm looking for
I am a mortgage professional with 35 years of banking and lending experience, specializing in borrower qualification, income analysis, and government loan programs. I spent five years with USDA Rural Development performing detailed borrower financial reviews and eligibility determinations.
My strengths include mortgage pre-qualification and pre-approval, credit profile evaluation, DTI calculations, and preparing underwriting-ready loan files. I have guided borrowers through loan options while coordinating with realtors, processors, underwriters, and closing agents.
I am experienced with loan pipeline management and mortgage technologies including UniFi, LoanServ, Direct Loan System (DLOS), and USDA eForms, and I am proficient in Microsoft Excel and Office. I am adaptable to pipeline platforms such as Monday.com and focus on accuracy, compliance, and clear client communication.
I am seeking to transition into a Loan Officer or Pre-Approval Specialist role where my deep mortgage knowledge, borrower advisory skills, and loan analysis expertise will support loan production and customer success.
Experience
Work history, roles, and key accomplishments
Real Estate Loan Specialist
USDA Rural Development
Jan 2023 - Jan 2025 (2 years)
Reviewed mortgage applications and verified borrower data for federal housing programs, analyzing income, tax returns, credit and DTI to determine eligibility and prepare underwriting-ready files. Coordinated with borrowers, Realtors, and settlement agents to streamline qualification and closing readiness.
Real Estate Loan Technician
USDA Rural Development
Jan 2020 - Jan 2023 (3 years)
Reviewed loan files for completeness and regulatory compliance, analyzed borrower financial documentation, and coordinated appraisals, title, insurance and closing packages to support loan processing. Acted as liaison between borrowers, Realtors, and internal lending teams to maintain workflow.
Mortgage Loan Processor
Various Financial Institutions
Jan 1989 - Jan 2020 (31 years)
Supported residential mortgage origination across banks from 1989–2020 in roles including Mortgage Loan Processor, Senior Loan Specialist and Branch Banking Manager, conducting income, credit and documentation analysis to facilitate loan approvals. Managed borrower consultations and coordinated with underwriting and closing stakeholders to drive loan production.
Education
Degrees, certifications, and relevant coursework
Wendy hasn't added their education
Don't worry, there are 90k+ talented remote workers on Himalayas
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Interested in hiring Wendy?
You can contact Wendy and 90k+ other talented remote workers on Himalayas.
Message WendyFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
