Open to opportunities

Vignesh Kumar S

@vigneshkumars

Message

I turn lending data into product, operational, and portfolio decisions across FinTech platforms.

India

Message

What I'm looking for

I’m looking for data, business, or product analytics roles in FinTech and digital lending where I can use SQL, portfolio metrics, operational analytics, and product insights to improve lending workflows and business outcomes.

At Yubi, I’ve progressed from Consultant to Senior Associate while supporting Supply Chain Finance, co-lending, LoanOS, and MENA lending initiatives. I use SQL-led funnel, cohort, and portfolio analysis to translate lending data into product and operational actions, including a 30% increase in credit utilisation.

I’ve automated recurring MIS reporting with SQL and Google Apps Script, reducing manual effort by approximately 80%, and supported INR 50 Cr+ AUM reporting through standardised portfolio and funnel metrics. I also work across APIs, webhooks, production workflows, UAT, partner integrations, and root-cause analysis to improve lending operations.

Experience

Work history, roles, and key accomplishments

Current

Senior Associate - Product Operations, Analytics & Automation

Current

Yubi (CredAvenue)

May 2024 - Present (2 years 3 months)

Promoted twice in two years, taking increasing ownership of analytics and operations across lending platforms and partner ecosystems. Drove a 30% increase in credit utilisation by analysing lending funnels, cohorts and portfolio segments in SQL and translating findings into product and operational actions.