Looking for a job

Krathika Bhat

@krathikabhat

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I drive fintech programs using data, cohorts, and cross-functional execution.

India

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What I'm looking for

I'm looking to apply data analysis, program execution, and cross-functional problem-solving to fintech or digital-lending initiatives that improve customer experience, operational scale, and decision-making.

At KreditBee, I own digital-lending programs that turn lead, lending, and operational data into measurable customer and business outcomes. I lifted conversion by 60% through behavior-based cohort strategies across 50K+ leads and improved targeting accuracy by 65% from analysis of 200K+ records.

I build the execution structure behind scalable programs: roadmaps, milestones, SOPs, BRDs, FRDs, user stories, and UAT cycles with Product, Engineering, Risk, Analytics, and Operations. I also built reporting pipelines across AWS Athena, Python, SQL, and Google Sheets API for 15 telecalling programs, reducing manual effort by 60%.

Previously at Carelon Global Solutions and Shrothas Industries, I used operational analysis, SQL dashboards, KPI definition, and stakeholder communication to surface bottlenecks and guide decisions. I bring a story-first, data-driven approach to ambiguous problems, from campaign performance and funnel analysis to leadership dashboards and process improvement.

Experience

Work history, roles, and key accomplishments

Current

Data/Business Analyst

Current

KreditBee

Aug 2025 - Present (1 year 1 month)

Owned end-to-end execution of operator/lead engagement programs, lifting conversion by 60% and targeting accuracy by 65% through data-driven cohort segmentation. Built data pipelines and dashboards, reducing manual effort and escalations.

SQL Python AWSAthena Google Sheets API Power BI Redash Jira Agile Scrum BRD FRD SOP Design Cohort Analysis Root Cause Analysis Campaign Management

Technical Support Analyst

Carelon Global Solutions India

Dec 2023 - May 2025 (1 year 5 months)

Improved operational efficiency from 50% to 75% by analyzing compliance-driven datasets and delivering structured recommendations. Led stakeholder requirement-gathering sessions and documented process flows.

Data Analysis Root Cause Analysis Stakeholder Management Process documentation Operational Efficiency

Product / Data Analyst

Shrothas Industries

Aug 2022 - Nov 2023 (1 year 3 months)

Built SQL-driven inventory and sales dashboards from scratch, consolidating data sources and surfacing bottlenecks. Gathered business requirements, defined KPIs, and delivered stakeholder presentations.

SQL Data Analysis Dashboarding KPI Definition Stakeholder Presentation