I seek a fintech role focused on data-driven fraud, AML, end to end KYC and credit risk work, collaborative cross-functional teams, opportunities to apply ML and automation, and clear impact on improving compliance and reducing financial risk.
Looking for a job
Ajay D Nair
@ajaydnair
Data-driven fraud and credit risk analyst with 5+ years in fintech and compliance.
IndiaWhat I'm looking for
I am a data-driven, detail-oriented fraud and credit risk analyst with 5+ years of experience across fintech, banking, e-commerce, and gaming sectors. I specialize in fraud detection, credit risk assessment, AML, sanctions screening, and compliance monitoring.
At PayPal I led investigations of high-risk merchant profiles, managed a team of 10 analysts, and helped implement process improvements that reduced merchant tickets by 30%. I regularly used OSINT techniques and automated reporting to increase transparency and cut manual work.
Previously, I performed player and partner credit risk analysis for Evolution, self-taught SQL to speed investigations, and investigated transactional and seller risks at Amazon. I have experience escalating SARs and collaborating with global compliance teams.
I hold an MSc in Business Intelligence (Dalarna University) with a capstone in fraud detection using machine learning; my technical toolkit includes SQL, Python (pandas, numpy, scikit-learn), Power BI, and automation tools. I am actively pursuing fintech roles where data-driven decision making powers innovative solutions.
Experience
Work history, roles, and key accomplishments
Led fraud investigations for high-risk merchant profiles, managed a team of 10 analysts, and implemented process improvements that reduced merchant tickets by 30%. Conducted transaction reviews, OSINT investigations, and escalated SAR/EDD cases to meet regulatory SLAs.
EV
Risk Analyst
Evolution
Aug 2021 - Sep 2022 (1 year 1 month)
Conducted player and partner credit risk assessments, detected betting irregularities and collusion using statistical analysis, and self-taught SQL to accelerate investigations and reduce reliance on data teams.
Investigated seller accounts for suspicious activity using internal monitoring tools, escalated high-risk payment behaviours, and collaborated with global compliance to prevent fraud and platform abuse.
Trade Finance Analyst
ANZ Banking Group
Jun 2014 - Jan 2017 (2 years 7 months)
Managed trade finance operations by advising on and confirming Letters of Credit, auditing procedural gaps, and screening sanctions and adverse media to mitigate cross-border compliance risk.
Education
Degrees, certifications, and relevant coursework
Dalarna University
Master of Science, Business Intelligence
2024 - 2025
Activities and societies: Capstone: Fraud Detection project using machine learning classifiers; forecasting model for post-COVID share prices; master thesis on location optimisation of mobile warehouse (pending publication).
Completed an MSc in Business Intelligence with coursework in data mining, BI, Python/R, visualization, and a capstone on fraud detection using machine learning.
Turiba University
Master of Business Administration, Business Administration
2019 - 2021
Completed a Master of Business Administration program with studies focused on business and management principles.
Availability
Looking for a job
Location
IndiaAuthorized to work in
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