Open to opportunities

Utsav Bansal

@utsavbansal

Backend software engineer with 6+ years of experience building mostly financial services till but not limited to any domain yet.

India

Message

What I'm looking for

I seek backend or platform roles where I can design scalable payment and lending systems, mentor teams, and improve performance and reliability.

I am a backend-focused software engineer with experience building high-scale payment and co-lending systems for financial products.

I have rebuilt payment platforms to endure multi-fold scale, redesigned a co-lending back-testing solution using Kafka and Scylla, and led Loan Co-lending Integration with a major finance partner.

I have delivered microservices for SFTP communication on AWS Transfer Family, improved back-testing architecture to cut processing time by half, and built a low-code JSON-driven UI rendering system adopted across internal and external portals.

I mentor junior developers, own backend architecture responsibilities, and consistently drive solutions that improve performance, cost-effectiveness, and operational efficiency.

Experience

Work history, roles, and key accomplishments

Current

Software Development Engineer 3

Current

Navi Technologies

Jul 2024 - Present (1 year 3 months)

Rebuilt payments platform to endure 5x scale and redesigned a co-lending back-testing solution reducing performance-analysis time to under 5 minutes; led Loan Co-lending integration with Bajaj Finance and delivered SFTP microservice integrations.

Java Kotlin Kafka Scylla AWS Transfer Family Spring Boot Microservices

Software Development Engineer 2

Navi Technologies

Jul 2022 - Jun 2024 (1 year 11 months)

Built POC onboarding flow for Lendbox and Amazon Athena integration, improved back-testing architecture reducing runtime by 50% on a 2-month cash loan dataset, and delivered v2 of Co-lender Selection to enable monthly partner targets.

Java Scala Kafka Amazon Athena System Design Distributed Systems Performance Optimization

Software Development Engineer 1

Navi Technologies

Aug 2021 - Jun 2022 (10 months)

Designed and built Neon, a backend-driven low-code JSON-configured UI renderer adopted across internal and external portals, and developed a Home Loan Application Tracking System to enable single-day loan processing.

Java Spring Boot JSON Low Code Backend Services System Design Workflow Automation

Software Developer

Deutsche Bank

Jul 2019 - Aug 2021 (2 years 1 month)

Contributed backend development for a customer-facing Bank Guarantee portal, building and deploying Spring Boot microservices across BFF, functional and transactional layers and owning ~50% of backend architecture at go-live.

Spring Boot Java Microservices BFF Backend Testing