Open to opportunities

Vikrant Tomar

@vikranttomar

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Senior software engineer building scalable, secure microservices and REST APIs for FinTech and NBFC platforms.

India

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What I'm looking for

I’m looking to build enterprise-grade backend systems in FinTech, owning microservices, REST APIs, reliability, and observability—using Java/Spring, Kafka, and AWS—while improving performance and operational decision-making.

I’m a Software Engineer with 4.6 years of experience in the FinTech and NBFC (BFSI) industry, specializing in building scalable and secure enterprise-grade backend systems.

I’m proficient in Full-Stack Development with expertise in Java (Spring Boot) and React.js, and I enjoy designing reliable services with microservices architecture, REST APIs, and clean design patterns.

In my recent work, I developed microservices in a Lending Risk platform, enabled bureau-based pre-qualification, and integrated merchant category filtering to improve underwriting outcomes; I also migrated storage to MongoDB and tuned observability with log-based Coralogix triggers to reduce detection time.

I’ve also driven measurable impact at U GRO Capital—solving payment and repayment issues, building secured OAuth 2.0 repayment APIs, creating disbursal reversal systems, and partnering on React-based internal dashboards to improve decision-making and reduce operational query resolution time.

Experience

Work history, roles, and key accomplishments

Current

Senior Software Engineer

Current

SA Technologies

Mar 2025 - Present (1 year 4 months)

Developed microservices in the Lending Risk platform, enriching merchant data and increasing 49L+ monthly disbursements. Enabled bureau-based pre-qualification with 4K+ incremental leads per month and reduced marketing costs by 1L+.

Microservices Spring Boot REST APIs Kafka Redis AWS MongoDB CI CD Performance Tuning OAuth 2.0

Software Engineer

U GRO Capital

Jun 2022 - Mar 2025 (2 years 9 months)

Resolved payment issues to strengthen risk controls and reduce repayment failures by 25%, and delivered daily analytics/BI dashboards that reduced SLA breaches by 15%. Built and secured RESTful repayment APIs with OAuth 2.0, improving uptime and response time by 35% and ensuring 100% audit compliance through co-lending tagging.

Spring Boot REST APIs OAuth 2.0 Kafka Redis Hibernate Data & Analytics Dashboards Microservices

Backend Developer Intern

U GRO Capital

Nov 2021 - Jun 2022 (7 months)

Assisted backend development for invoice outstanding, disbursement, and repayment modules, expanding platform capabilities. Built repayment features like excess payment refund and reconciliation logic, reducing manual waivers by 90%, and supported Spring Batch data migration with a 30% reduction in migration time.