Toya Jones
@toyajones
P&C claims and insurance operations professional specializing in auto claims lifecycle, rental coordination, and compliance.
What I'm looking for
I’m a Licensed P&C insurance professional with 15+ years of experience in auto claims lifecycle management, rental coordination, policy operations, and compliance. I managed full auto claims lifecycle from first notice of loss (FNOL) through closure, handling high daily claim volumes with accuracy and efficiency, including subrogation follow-up tasks and documentation to support reimbursement efforts.
Across my roles, I’ve consistently managed high-volume, multi-carrier workflows and kept documentation process-adherent—using ARMS rental management systems (Enterprise), Salesforce CRM, and multi-carrier quoting platforms. Most recently, I handled policy inquiries and coverage reviews across homeowners, manufactured home, condo, and landlord home insurance products, supported claims intake and policy change requests, and explained complex coverage concepts clearly to reduce escalations and improve first-contact resolution.
Experience
Work history, roles, and key accomplishments
Licensed Customer Service Agent
Kin Insurance
Feb 2024 - Feb 2026 (2 years)
Managed policy inquiries and coverage reviews across homeowners, manufactured home, condo, and landlord home insurance products, ensuring accurate documentation and carrier-compliant processes. Supported claims intake and policy change requests while maintaining detailed CRM records and coordinating with remote operations teams.
Sales Agent
Allstate Insurance Agency
Jan 2023 - Jan 2024 (1 year)
Reviewed and processed personal lines policy applications across auto, home, renters, condo, landlord home, boat, motorcycle, RV, mobile/manufactured home, and umbrella lines for accuracy and completeness. Used carrier quoting and policy management systems to validate coverage options, calculate premiums, and maintain compliant documentation.
Insurance Agent
Answer Financial
Jul 2022 - Jan 2023 (6 months)
Reviewed auto insurance policy documents and applications across 20+ carrier platforms, validating coverage terms, limits, and premium calculations for accuracy. Documented and managed the policy placement process from inquiry through binding using multiple quoting systems and CRM platforms.
Insurance Agent
Evans Insurance Agency (GEICO)
Jul 2017 - Jul 2022 (5 years)
Managed documentation and policy processing across a personal lines book of business using Salesforce CRM, ensuring policy completeness and accuracy. Reviewed coverage terms against client needs and state-specific requirements and was recognized as Top Sales Agent of 2021 for performance and accuracy.
Claims Specialist
Allstate Insurance
Oct 2007 - Jan 2017 (9 years 3 months)
Managed the full auto claims lifecycle from first notice of loss (FNOL) through closure while handling high daily claim volumes with accuracy and efficiency. Served as primary point of contact for rental coordination using ARMS (Enterprise), liaised with body shops for repair timelines, and completed inspection, payment authorization, subrogation follow-up, and closure; also mentored new hire trai
Education
Degrees, certifications, and relevant coursework
P.D. Jackson-Olin High School
High School Diploma, High School
Completed a high school education and earned a High School Diploma from P.D. Jackson-Olin High School.
AD Banker
Pre-License Course, Insurance Pre-License
Completed a pre-license course with AD Banker as part of preparation for an insurance license.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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