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Thai Braggs

@thaibraggs

I strengthen mortgage servicing controls, compliance, audits, and data conversions.

United States
Message

At Pentagon Federal Credit Union, I lead business controls for mortgage servicing, monitoring federal, state, NCUA, CFPB, and secondary marketing requirements.

I've developed RCSA and control-testing processes, supported CFPB audit work, coordinated servicing-vendor oversight, and helped keep mortgage policies and procedures current. I also supported LoanServ-to-Black Knight MSP conversion work through data maps, scripts, error reviews, and post-conversion cleanup.

Previously at Mr. Cooper, I managed compliance testing, audit requests, investor accounting reconciliations, wire processes, and foreclosure-alternative servicing. I bring hands-on experience resolving loan-level issues, improving procedures, and translating regulatory requirements into practical controls.

Experience

Work history, roles, and key accomplishments

Pentagon Federal Credit Union logoPU
Current

Lead Business Control Analyst

Mar 2021 - Present (5 years 6 months)

Monitor adherence to mortgage regulations including federal and state as well as NCUA, CFPB regulations, and secondary marketing requirements. Collaborate with business areas and the three lines of defense to identify issues, develop action plans, and execute them from internal or external audits.

Education

Degrees, certifications, and relevant coursework

Dallas Baptist University logoDU

Dallas Baptist University

Master of Business Administration, Management

Completed a Master of Business Administration with a focus on Management, graduating in Fall 2013.

Dallas Baptist University logoDU

Dallas Baptist University

Master of Education, Administration

Pursued a Master of Education in Administration and a Master of Business Administration in Management, graduating in Fall 2013.

Burgundy School of Business logoBB

Burgundy School of Business

Summer Abroad Program, International Business

2011 - 2011

Participated in a summer abroad program focusing on International Business and European Union courses.

Oklahoma State University logoOU

Oklahoma State University

Bachelor of Science in Business Administration, Marketing

Earned a Bachelor of Science in Business Administration with a major in Marketing, graduating in Fall 2011.

Tech stack

Software and tools used professionally

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