Open to opportunities

Nasir Masud

@nasirmasud

Message

Senior management professional with expertise in credit and risk management.

Pakistan

Message

What I'm looking for

I seek a challenging senior management role in a reputable bank that fosters growth and achievement.

I am a seasoned banking professional with extensive experience in senior management roles, particularly in credit and risk management. My career spans over two decades, during which I have successfully led teams and managed significant credit portfolios across various sectors, including textiles, construction, and corporate banking.

At Bank Alfalah Limited, I currently serve as the Regional Sales Manager for Supply Chain Finance, where I focus on profit maximization and strategic implementation of management directives. My previous roles as Country Manager for Afghanistan Operations and Team Leader in Corporate Banking have equipped me with a robust understanding of credit risk analysis and relationship management, ensuring minimal non-performing loans during my tenure.

I am passionate about fostering a growth-oriented environment and implementing effective policies that drive success. My strong interpersonal skills and ability to work collaboratively have been key to my achievements in managing diverse teams and enhancing client relationships.

Experience

Work history, roles, and key accomplishments

Current

Regional Sales Manager

Current

Bank Alfalah Limited

Oct 2015 - Present (9 years 8 months)

As Regional Sales Manager in Supply Chain Finance, I oversee team performance, implement management directives for profit maximization, and manage corporate assets across various sectors. I also conduct credit line proposal scrutiny and liaise with departments for seamless operations.

Credit Risk Management Team Leadership Profit Maximization Relationship Management Policy Implementation Communication Skills Risk Assessment

Country Manager Credits

Bank Alfalah Limited

Feb 2010 - Oct 2015 (5 years 8 months)

Managed the credit portfolio for Afghanistan operations, focusing on risk analysis and credit marketing. I was involved in strategy formulation, recovery of non-performing loans, and coordination with regulatory bodies.

Risk Analysis Non Performing Loan Recovery Team Leadership Communication Skills Financial Analysis

Team Leader

Bank Alfalah Limited

Jan 2007 - Feb 2010 (3 years 1 month)

Led a team in monitoring relationships and credit proposals, ensuring timely completion of tasks and maximizing bank profits through tailored banking solutions.

Team Leadership Relationship Management Credit Proposal Scrutiny Profit Maximization Risk Assessment Communication Skills Client Management Strategic Planning

Regional Relationship Manager

Allied Bank Limited

Jan 2005 - Jan 2006 (1 year)

Responsible for preparing credit line proposals and managing client relationships to maximize bank profits while ensuring minimal credit risk.

Credit Line Proposals Relationship Management Profit Maximization Risk Assessment Communication Skills Credit Risk Management Team Collaboration Customer Service

Relationship Manager

Union Bank Limited

Jan 2001 - Sep 2005 (4 years 8 months)

Worked in both credit and foreign trade departments, focusing on financial requirement assessments, credit proposals, and client communications.

Financial Statement Analysis Client Communication Risk Assessment Team Collaboration Customer Service Reporting Relationship Management

Central Finance Division

Union Bank Limited

Jun 1996 - Apr 2001 (4 years 10 months)

Worked in the Central Finance Division, managing lease financing portfolios and assisting in balance sheet preparation while gaining comprehensive experience in financial operations.