naveerah shareef

I am an ACCA-qualified professional with over two years of experience in the banking sector, specializing in credit analysis, risk management, and financial analysis. My expertise lies in evaluating credit proposals, analyzing financial statements, and assessing key metrics to support informed decision-making. I have a proven track record of delivering strategic, value-driven solutions while maintaining a strong focus on risk mitigation.

In my current role as a Credit & Business Analyst at Meezan Bank Limited, I proficiently process credit proposals, conduct comprehensive financial analyses, and ensure compliance with SBP regulations and the bank's credit policies. I have implemented and updated the Credit Risk Rating/Scoring System and actively engage with clients to generate detailed Call Reports following customer visits. Additionally, I serve as a case handler for SBP schemes, specifically for SMEs, including the Prime Minister Youth Program and Kaimyab Jawan initiative.

I am committed to continuous professional development, having achieved various certifications including the ACCA Ethics & Professional Module, Advanced Credit Analyst Program, and Strategic Professional Certification. My long-term career goal is to strengthen my expertise in the ACCA field by obtaining an MBA or FRM, with the ambition of building a successful career in consultancy or advisory within a prestigious Big 4 firm.