surabhi kulkarni

I’m a Business Analyst and Data Analyst with 3+ years of experience across BFSI and SaaS environments. I specialize in requirement analysis—BRD/FRD, user stories, process mapping, gap analysis—and I thrive in Agile delivery, UAT, and stakeholder collaboration.

In my work, I translate complex business processes into scalable, data-driven solutions. I run SQL-driven data validations on financial datasets and have maintained 99% accuracy for EMI calculations, interest accruals, and delinquency classifications, while building KPI reporting that improves decision-making.

I also deliver reporting that teams can actually rely on. I designed and maintained Power BI dashboards for disbursements, outstanding balances, PAR/NPA ratios, and recovery performance, and I automated recurring MIS reporting—reducing manual effort and improving turnaround time significantly. Alongside this, I performed API testing and backend validations using Postman and Swagger and helped reduce reconciliation discrepancies by 30%.

Projects reflect my end-to-end mindset: from BI transformation in a Loan Management System using SQL, Power BI, Excel, and DAX, to predictive sales forecasting with Python (Pandas, NumPy, Matplotlib) that improved forecasting accuracy by 20%. I bring structured documentation, analytical rigor, and a strong bias toward measurable business impact.