Sunil Kumar S

I’m a results-oriented banking professional with nearly 3 years of experience in AML/KYC management. I’ve built a strong record in Video KYC (V-KYC) and digital onboarding, while staying focused on accurate identity verification and strict compliance.

As an Assistant Manager (Video KYC Officer) at HDFC Bank Limited, I served as the primary officer for real-time V-KYC processing for Savings and Salary accounts. I performed live facial matching and document validation (PAN/Aadhaar), conducted digital onboarding for Credit Card and Loan applications, and ensured every video session followed RBI digital KYC guidelines and internal protocols.

Earlier, as a Senior Analyst at Concentrix Daksha Pvt Ltd, I managed end-to-end KYC for diverse corporate entities and handled complex onboarding. I analyzed ownership structures to identify Intermediate Beneficial Owners (IBO) and Ultimate Beneficial Owners (UBO), conducted Enhanced Due Diligence (EDD) for high-risk customers, and risk-ranked cases using adverse media tools like UKCH, Oneklick, and Moody’s—always mitigating risk under high-pressure timelines.