Yogeetha Kishwatkar

I am a KYC and AML professional with 4+ years of experience in financial crime compliance and corporate KYC operations, with experience working as a Senior Analyst at eClerx. My core experience is in client onboarding, Corporate KYC, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), periodic reviews, ongoing monitoring, UBO identification and verification, ownership structure analysis, and risk assessment.

In my previous role, I handled end-to-end KYC activities involving the review and validation of corporate documentation, including incorporation documents, MOA/AOA, tax documents, shareholder and ownership information, director details, and corporate registry records. I have experience researching complex corporate structures and identifying beneficial owners using reliable sources and conducting appropriate due diligence.

I have also worked on PEP, sanctions and adverse media screening using tools such as LexisNexis and Bridger. I am comfortable identifying discrepancies, assessing potential risk indicators, documenting findings clearly, and escalating cases that require further review. My experience has developed my attention to detail, analytical thinking, investigative research and risk-based approach to compliance.

Beyond case processing, I have supported team members as an SME, participated in UAT and defect reporting, and looked for ways to improve the quality and efficiency of KYC processes. I am comfortable working with Excel and compliance systems and have an interest in using generative AI and prompt development responsibly to improve research, documentation and operational efficiency.

I am particularly interested in remote and hybrid opportunities in KYC, AML, client onboarding, compliance operations, financial crime, due diligence and risk. I am also interested in fintech and financial-services environments where I can expand my knowledge of payments, digital financial services and emerging financial crime risks.

My long-term goal is to grow into a strong financial crime and compliance professional, take on more complex investigations and risk decisions, and build deeper expertise in KYC/AML regulations, corporate structures, financial crime typologies and emerging fintech risks. I enjoy work that requires investigation, attention to detail, problem-solving and making well-supported risk-based decisions.