Nandini Ranganathan
@nandiniranganathan
KYC/AML analyst with 8+ years preventing financial crime through end-to-end KYC, EDD, and risk investigations.
IndiaWhat I'm looking for
I’m a results-driven KYC/AML professional with 8+ years of financial crime compliance experience, delivering end-to-end KYC life cycles across leading global institutions. I bring strong expertise in due diligence, risk investigation, and regulatory alignment, especially for complex client portfolios.
In my recent role, I provided end-to-end KYC review to ensure competency across the KYC life cycle, managed complex client portfolios with accuracy, and developed, implemented, and updated KYC policies and procedures to stay audit-ready. I also handled PEP identification and escalation workflows, coordinating with compliance leadership to resolve medium and high-risk issues on time.
Previously, I performed KYC/AML checks and CDD for medium and high-risk corporate entities, conducted FPI KYC, and identified UBOs based on KYC documentation. I’m proud of achieving operational excellence—managing high-risk and medium-risk KYC with zero compliance escalations during my tenure and building cross-functional relationships to deliver consistently under regulatory pressure.
Experience
Work history, roles, and key accomplishments
KYC Analyst
Mufg
Jul 2022 - Feb 2026 (3 years 7 months)
Provided end-to-end KYC reviews for complex client portfolios, ensuring regulatory-aligned onboarding and audit readiness. Developed and updated KYC policies and managed PEP identification/escalation workflows with zero compliance escalations during tenure.
KYC Operator Analyst
Deutsche Bank
Jun 2020 - Jun 2022 (2 years)
Performed research, documentation review, and analysis to complete regulatory KYC requirements for client onboarding, including ultimate beneficial owner (UBO) identification. Coordinated with Compliance for timely approvals, maintained high-risk client file quality, and reduced review cycle times; achieved zero compliance escalations during tenure.
Performed client due diligence (CDD) as part of remediation projects for medium- and high-risk corporate entities under Indian and global KYC standards. Conducted KYC/AML checks for Foreign Portfolio Investors (FPIs), ensuring AML and international regulatory requirements were met to support risk mitigation.
Performed due diligence on new and existing clients, including KYC information requests, documentation review/verification, and analytical risk assessments to approve or flag onboarding. Investigated high-risk clients, produced escalation reports for senior stakeholders, and maintained up-to-date client files to reduce documentation gaps.
Education
Degrees, certifications, and relevant coursework
Seshadripuram First Grade College
Bachelor of Business Management, Business Management
2011 - 2014
Completed a Bachelor of Business Management at Seshadripuram First Grade College in Bangalore from 2011 to 2014.
SJR College for Women
Pre-University Course (PUC), Pre-University Course (PUC)
2009 - 2011
Completed the Pre-University Course (PUC) at SJR College for Women in Bangalore from 2009 to 2011.
Nirmala Rani High School
Higher Secondary Education, Higher Secondary Education
2006 - 2009
Completed Higher Secondary Education at Nirmala Rani High School in Bangalore from 2006 to 2009.
Availability
Location
IndiaAuthorized to work in
Job categories
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