Stacey Zukowski
@staceyzukowski
Senior commercial underwriter focused on profitable growth, disciplined risk selection, and strong agency partnerships.
United StatesWhat I'm looking for
I’m a strategic, results-driven Senior Underwriter with 15+ years of experience in Commercial Lines, Risk Management, and Agency Relations. I manage and grow a $40M Commercial portfolio, consistently hitting retention and loss-ratio targets while leading rate, quote, and bind decisions for complex risks with strong coverage alignment and pricing integrity.
In addition to underwriting performance, I elevate outcomes through collaboration and leadership. As a referral-level Underwriting Consultant, I provided authority on high-complexity new business and renewals, analyzed territory profitability trends, and implemented corrective action plans while partnering across functions to improve SLAs; earlier, I exceeded a $2M new business goal and earned underwriting certifications that generated meaningful technology-sector growth.
Experience
Work history, roles, and key accomplishments
Senior Underwriter
Farm Family Insurance
Apr 2023 - Present (3 years 1 month)
Manage and grow a $40M Commercial portfolio, consistently meeting retention and loss-ratio targets. Serve as primary underwriting and sales strategy lead for the #1 top-producing Commercial agency in the country and lead initiatives including Quality Audits and Work Comp Fit in Class.
Underwriting Consultant
Allstate Insurance
Sep 2019 - Apr 2023 (3 years 7 months)
Provided referral-level authority on complex new business and renewals while analyzing territory-wide profitability trends and implementing corrective action plans. Partnered cross-functionally to monitor and improve SLAs and contributed to engagement and recognition programs.
Senior Small Commercial Underwriter
The Hanover Insurance Group
Jun 2008 - Aug 2017 (9 years 2 months)
Exceeded a $2M new business goal by securing Small Commercial accounts aligned with corporate appetite. Improved retention and yield ratios through agency profiling, product training, and system support, including earning a Technology Underwriting Certification that generated $200K in new technology-sector business.
Education
Degrees, certifications, and relevant coursework
Central Connecticut State University
Bachelor of Science in Finance, Finance (Risk Management & Insurance)
Earned a Bachelor of Science in Finance with a concentration in Risk Management & Insurance at Central Connecticut State University.
Tech stack
Software and tools used professionally
Availability
Location
United StatesAuthorized to work in
Job categories
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