Srijit Banerjee

I'm a Credit Risk Analyst with 5+ years of experience managing credit portfolios of USD 6M–10M at Capgemini and Tata Consultancy Services. I specialise in credit underwriting, counterparty risk assessment, Order-to-Cash (O2C), and Accounts Receivable — with a proven track record of reducing credit risk exposure by ~15% and improving AR aging by ~18%.

I assess creditworthiness using Dun & Bradstreet and Moody's Analytics (E-Credit), manage credit limit approvals, execute cash application via SAP S/4 HANA, Blackline, and Rimilia, and deliver KPI governance reports to senior stakeholders. I've analysed financial statements for 300+ global companies across North America, APAC, and EMEA — interpreting SEC filings under US GAAP and IFRS.

Cross-timezone collaboration is core to how I work. At both Capgemini and TCS, I partnered with distributed teams across NA and EMEA — handling credit decisions, dispute resolution, and month-end close asynchronously and to tight deadlines. I'm comfortable working EST/CST overlap hours and communicating clearly in writing-first environments.

Based in Kolkata, India (IST, UTC+5:30). Actively seeking fully remote roles on US or worldwide payroll.