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@diwakarmohan
Experienced Finance & Credit Manager with 13+ years in analysis.
I am an analytical Credit and Financial expert with over 13 years of experience across various sectors, including commercial banking, electronics, automotive, and medical. My educational background includes an MBA in Finance and HR, and I have honed my skills in corporate credit analysis, financial analysis, and market analysis. I am a Certified Tax Return Preparer and GST Practitioner, and I have a strong proficiency in the full credit process, utilizing advanced analytical techniques such as ratio analysis and trend analysis.
Throughout my career, I have successfully managed multiple projects, leading teams and ensuring compliance with US GAAP and IFRS standards. I have a proven track record of conducting detailed credit reviews, assessing creditworthiness, and providing strategic guidance to mitigate risks. My experience includes collaborating on SAP tool development and supporting automation efforts, which have significantly improved operational efficiency. I am passionate about leveraging my expertise to deliver actionable insights and drive financial success for organizations.
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Work history, roles, and key accomplishments
Atos Global IT Solution and Services Private Limited
Feb 2022 - Jan 2025 (2 years 11 months)
Responsible for analyzing financial statements and preparing credit reports. Conducted credit analysis and provided risk mitigation guidance while collaborating on SAP tool development for credit management. Managed project migrations and led a team of 32 members specializing in financial analysis and credit review.
FLEX (Formerly Flextronics Technologies (I) Pvt Ltd)
Mar 2013 - Apr 2017 (4 years 1 month)
Analyzed customer creditworthiness through financial reviews and assessments. Conducted quarterly and annual credit reviews, ensuring compliance with US GAAP and IFRS standards. Evaluated credit risk for new customers and managed credit limits effectively.
NG Connectivity Data System (D/B/A: Relsci)
Jan 2011 - Mar 2013 (2 years 2 months)
Conducted detailed research profiling influential individuals and entities. Developed a bot for information extraction and contributed to various data projects, ensuring high-quality data collection and analysis.
Degrees, certifications, and relevant coursework
Master of Business Administration, Finance & HR
2009 - 2011
Completed an MBA with a focus on Finance and HR, gaining expertise in corporate credit analysis, financial analysis, and market analysis across various sectors including banking and automotive.
Bachelor of Commerce, Commerce
2006 - 2009
Pursued a Bachelor of Commerce, focusing on financial analysis, ratio analysis, and market analysis, which laid the foundation for a career in finance and credit management.
Software and tools used professionally
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