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Simone User

@simoneuser1

Finance operations professional specializing in AR, billing, and credit analysis with automation-driven impact.

Italy
Message

What I'm looking for

I’m looking for a finance operations role where I can own AR and billing performance, drive automation to cut manual effort, and improve cash collection through strong stakeholder collaboration and continuous process improvement.

I’m a finance operations professional with 15+ years in multinational financial services, focused on accounts receivable, billing, and credit analysis. I’ve managed AR portfolios up to $2B while keeping collections on track and payment blockers resolved.

At Google, I helped deliver measurable efficiency gains by implementing automation that reduced daily billing effort by 80%. I bring a strong analytical mindset—reviewing workflows end-to-end, identifying inefficiencies, and turning insights into practical improvements.

In my current role at CARMA (Cash & AR Management), I lead regional AR operations for South and Central Europe, managing a strategic portfolio of approximately $400M USD and overseeing a $2B USD regional portfolio. I’ve also proposed and implemented a reorganization of the EMEA AR portfolio into 4 sub-regions to improve operational efficiency.

I’m comfortable leading cross-functional and outsourced teams, handling escalations, and acting as a primary point of contact for key customers. I’m at my best when aligning stakeholders, automation, and service delivery to improve accuracy, cash flow, and cost efficiency.

Experience

Work history, roles, and key accomplishments

Google Ireland Limited logoGL

CARMA AR Operations Lead

Dec 2024 - Dec 2025 (1 year)

Reorganized the EMEA AR portfolio into four sub-regions to improve operational efficiency, while leading AR operations for South and Central Europe and managing a ~$2B USD regional portfolio. Supervised an outsourced team, handled escalations, and served as primary point of contact for key customers to drive timely collections and resolve payment blockers.

CI

Billing and Credit Analyst

CPL Jobs Ireland

Mar 2016 - Aug 2017 (1 year 5 months)

Reconciled open AR balances and partnered with AR divisions to resolve discrepancies, preparing monthly/quarterly reconciliation statements for customers. Designed and implemented spreadsheet tools for reporting and monitoring, and resolved complex billing issues by coordinating across corporate business units.

UPS Supply Chain Solutions logoUS

Accounts Receivable Analyst

Sep 2013 - Aug 2015 (1 year 11 months)

Managed the largest UPS customer in Europe (Amazon EU SRL) with 400+ accounts, investigating and resolving payment issues while ensuring collections followed credit policy to reduce DSO. Audited rate cards and contracts to prevent incentive and billing problems, and delivered weekly/monthly and ad hoc balance reporting.

Education

Degrees, certifications, and relevant coursework

HS

High Secondary School

High Secondary School Diploma (Industrial Technical Expert), Information Technology

2004 - 2005

Earned a High Secondary School Diploma as an Industrial Technical Expert, specializing in IT.

SE

Secondary Education

Secondary Education (IT), Information Technology

1999 - 2004

Completed secondary education with a specialization in IT, covering subjects such as computer systems, data processing, and probability calculations.

Google logoGO

Google

Google Data Analytics Certificate, Data Analytics

Completed the Google Data Analytics certificate program.

LL

LinkedIn Learning

LinkedIn Learning SQL Courses, SQL

Completed additional LinkedIn Learning and SQL courses to support technical and analytics skills.

Tech stack

Software and tools used professionally

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