Simanta Deb Roy

Reviewing, investigating, and reporting financial crime cases. Providing ongoing monitoring and resolving formal complaints and Financial Ombudsman Service complaints.

Reviewing, investigating, and reporting financial crime cases.

Providing ongoing monitoring and resolving formal complaints and Financial Ombudsman Service complaints.

Dealing appropriately with consent refusals following SAR submissions.

Acting as a point of contact for law enforcement agencies in ongoing criminal investigations that commenced from a submitted SAR.

Acting in accordance with w

Financial Crime Detection: Detect and report suspicious activity, focusing on predicate offenses such as money laundering (AML) and terrorist financing (CTF).
​Regulatory Compliance: Manage UK-based account cases with strict adherence to PSR (Payment Systems Regulator) guidelines.
​Alert Analysis: Analyze system-generated alerts to pinpoint and investigate potentially fraudulent behavior and sophi

Risk-Based Assessments: Conduct comprehensive KYC/CDD reviews and document verification, performing deep-dive financial crime risk analysis in alignment with UK regulatory requirements and internal bank policies.
Alert Investigation: Analyze system-generated alerts to investigate unusual or high-risk activity, identifying predicate offenses and preparing high-quality investigation reports for susp

Served as a point of contact for FinCrime General operations, handling L2/L3 cases.

👨‍💼 Day in the Life of a FinCrime General:

As a FinCrime General 👨‍💻, I navigate a dynamic range of responsibilities each day, working across key areas of financial crime prevention, detection, and resolution. Here's a glimpse into my routine:

🔍 Customer Due Diligence (CDD)

Reviewing KYC documents & customer profiles

Performing risk assessments and enhanced due diligence on high-risk clients

As an Advanced KYC/ATO Analyst, my role is crucial in protecting the integrity of the financial system and ensuring compliance with global AML regulations. Here’s a glimpse into my daily responsibilities 👇

🔍 Customer Due Diligence (CDD/EDD):
Conduct thorough KYC reviews on high-risk clients, assessing ownership structures, source of funds, and risk profiles in line with regulatory standards.

🛡️

Oversaw the end-to-end payment process for global sellers, ensuring successful transaction processing, fund reconciliation, and timely payouts. Managed payment-related disputes and chargebacks.

Payment Lifecycle Management: Oversee the end-to-end payment process for global sellers, ensuring successful transaction processing, fund reconciliation, and timely payouts.
Seller Support & Advocacy: Serve as a subject matter expert for Managed Payments, assisting sellers with payout scheduling, fee structures, and the integration of diverse payment methods (Apple Pay, Google Pay, PayPal).
Disput

Provided freelance services including transcription, moderation, and web-based research.