Bhavana kommuru

I’m an AML and Financial Crime Investigator with hands-on experience in KYC/AML compliance, transaction monitoring, and fraud detection across banking and fintech environments. I focus on turning alerts into clear investigative outcomes that support regulatory compliance.

In my current role as a FinCrime Investigator (FIU) at Revolut, I monitor customer transactions to identify suspicious activities, fraud patterns, and money laundering risks. I conduct Level 2 (L2) investigations on complex alerts, perform CDD and enhanced due diligence (EDD) for high-risk customers, and prepare detailed Suspicious Activity Reports (SARs) with thorough case documentation.

I’ve also investigated complex payment flows involving cross-border transfers, cryptocurrency exposure, mule account activity, account takeovers (ATO), and Authorized Push Payment (APP) fraud. I apply a risk-based approach to recommend account restrictions, offboarding decisions, or escalations to MLRO/SAR filing teams, and I maintain strong collaboration with compliance, risk, and fraud prevention stakeholders.

Previously at Wipro and ICICI Bank, I supported end-to-end KYC and transaction monitoring, including rule tuning to improve detection accuracy and investigative reviews for potential money laundering or terrorist financing. I’m recognized for analytical precision, high-volume execution, and leadership—once managing a team of 7 for the account closure process while maintaining 100% turnaround time.