
Santosh Ghosal
@santoshghosal
I build enterprise fintech and AI-enabled products that simplify complex operations.
What I'm looking for
I've shaped enterprise products and operational transformation at Microsoft, UBS, and global financial-services organizations. I turn complex systems into tools that make sense for the people using them.
At Microsoft, I owned strategy for SAP Order-to-Cash billing and project-delivery tracking across 500+ enterprise engagements, and led an Azure sales platform supporting $200M+ in annual deal value. I also used AI to streamline ECIF funding approvals, reducing support tickets by 30%, accelerating delivery by 20%, and improving team productivity by 40%.
Before Microsoft, I delivered banking automation and service operations at UBS, led product delivery for banks and fintechs at Jocata, and managed clearing and settlements transformation at Wipro. I'm especially drawn to solving hard customer problems and helping small and mid-sized businesses scale through practical AI and automation.
Experience
Work history, roles, and key accomplishments
Independent Consultant
Independent Consultant
Sep 2025 - Present (1 year)
Took a conscious break to spend time with family and reflect on long-term career direction while deepening hands-on skills in AI models and automation tooling. Designed, built, and delivered automation pipelines for small businesses, from data acquisition and cold-outreach infrastructure to AI-powered recruitment sourcing.
Education
Degrees, certifications, and relevant coursework
Osmania University
Bachelor of Commerce (Honours), Commerce
Completed an advanced program featuring an in-depth curriculum specializing in advanced financial accounting and business management.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Social media
Job categories
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