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Samantha Villa

@samanthavilla

Detail-oriented commercial underwriting professional focused on small business risk management.

United States
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What I'm looking for

I seek a mid-level underwriting role where I can apply commercial lines expertise, improve processes, collaborate with underwriters and agents, and grow into greater underwriting responsibility.

I am a detail-oriented commercial insurance professional with over four years of underwriting operations experience focused on small business accounts. I apply underwriting guidelines to evaluate coverage, exposures, and pricing across BOP, Umbrella, and Cyber lines while maintaining high quality standards.

At Chubb, I review coverage requests, mid-term changes, and premium impacts, partnering closely with underwriters, agents, and brokers to ensure policy changes align with underwriting intent and regulatory requirements. I maintain a 95% quality score by ensuring transactions meet documentation and compliance standards.

I contribute to underwriting workflow efficiency by managing Agent of Record changes, cancellations, term extensions, and short-term policy issuance, and I participated in testing and rolling out self-service endorsement tools to improve accuracy and controls. I assist teammates during volume surges while preserving turnaround times and service-level commitments.

My background includes customer-facing and operational roles that sharpened my collaboration and process-improvement skills. I bring intermediate Japanese language ability and experience tutoring Japanese and Chinese, which support cross-cultural communication and client service.

Experience

Work history, roles, and key accomplishments

Chubb Insurance logoCI
Current

Small Business Underwriting Associate

Dec 2021 - Present (4 years 2 months)

Apply underwriting guidelines to evaluate and process policy changes across BOP, Umbrella, and Cyber lines; maintain 95% quality score while managing mid-term reviews, audits, and agent collaboration to ensure accurate risk selection and pricing.

Education

Degrees, certifications, and relevant coursework

Dickinson College logoDC

Dickinson College

Bachelor of Arts, East Asian Studies (Japanese focus)

Bachelor of Arts in East Asian Studies with a Japanese focus; participated in a study abroad program at Nanzan University in Nagoya, Japan.

Tech stack

Software and tools used professionally

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Samantha Villa - Small Business Underwriting Associate - Chubb Insurance | Himalayas