Open to opportunities

Richard Stanfield

@richardstanfield

Message

Senior residential appraisal review expert specializing in CU/QC, compliance, and risk mitigation.

United States

Message

What I'm looking for

I’m looking to help mortgage lenders and AMCs with high-risk, complex appraisal reviews—driving CU/QC compliance, audits, and fast resolution of deficiencies—while coaching teams and strengthening reviewer panels, scoring, and risk controls.

I’m a Michigan Licensed Appraiser (since 1992) and Certified Real Estate Appraiser (2006) with deep experience in CU/QC review, audits, escalations, and ROVs. I specialize in high-risk, complex appraisal situations—using platforms like REY-Encompass and CMS-Collateral Management System, along with Scope & Value-Link review systems—to resolve deficiencies and keep mortgage collateral compliant.

Throughout my career, I’ve led resolutions for challenging cases, coached reviewers and field appraisers, and supported direct client/underwriter/AMC communication to quickly address questions and disputes. I also bring strong program and risk support—covering FHA/HUD/VA, REO, short sales, foreclosure-related workflows, condos/PUD/HOAs, rentals/leases, environmental issues, and loss/fraud mitigation—while contributing to scoring matrices, panel maintenance, and new program development.

Experience

Work history, roles, and key accomplishments

Current

Senior Review Appraiser II

Current

PennyMac

Jan 2025 - Present (1 year 5 months)

Performed QC/audit and Fannie CU reviews, including ROVs, rebuttals, and escalation analysis while maintaining appraisal panels. Conducted FHA/HUD/VA and data analysis support, including appraiser scoring metrics and development.

QC Audit Data Appraiser Scoring Metrics Appraisal Panel Management Review Data Analysis

SR Review Appraiser II

Silverton Mortgage

Jan 2019 - Jan 2025 (6 years)

Led QC collateral/compliance risk reviews for complex, high-risk appraisals using desktop/hybrid methodologies. Managed appraiser relations, recruitment, panels, scoring matrix, and developed new programs while handling escalations, ROVs, rebuttals, budgets, and GSE/Fannie and HUD/FHA/VA compliance.

QC Collateral Compliance Risk Desktop Hybrid Review Frank Dodd AIR USPAP New Construction Review

Compliance Officer

Class Valuation

Jan 2015 - Jan 2019 (4 years)

Managed QC/CU compliance reviews and audit activities, resolving escalations and handling ROVs/rebuttals for complex appraisal cases. Supported risk committee scoring, maintained compliance across GSE and FHA/VA/HUD/Frank Dodd/AIR/USPAP requirements, and coached training and client response through phone support.

CU QC Compliance Reviews Hybrid Desktop High Risk Reviews Risk Scoring FHA VA HUD Frank Dodd Compliance Training & Coaching

SR Staff Appraiser

Metro-West Appraisal

Jan 2013 - Jan 2015 (2 years)

Served as a compliance trainer and appraisal manager, supporting REO program appraisal processes. Provided compliance-focused guidance to staff while managing appraisal operations.

REO Program Appraisals Compliance Training Appraisal Management Client Communication

Sr Staff Appraiser II

Landsafe

Jan 2002 - Jan 2013 (11 years)

Performed district-level appraisal quality and compliance controls, including homeowner surveys, QC reviews, audits, and panel oversight for Fannie and FHA/VA/HUD requirements. Managed 27–40+ appraisers and supported REO and ROVs compliance procedures and new program development, including budgets.

Quality Control (QC)District Management ROVs ROV Compliance Appraisal Audits & Panels Program Development Budgeting

Regional Manager Appraiser

Accurate Appraisal Company

Jan 1997 - Jan 2002 (5 years)

Served as a regional manager and staff/review appraiser, managing client appraisal relationships and training. Delivered review support to maintain appraisal quality and consistent compliance practices.

Appraisal Review Training & Coaching Regional Management client support Compliance Oriented Reviews

Staff Appraiser

Metro-West Appraisal

Jan 1991 - Jan 1997 (6 years)

Worked as a staff appraiser supporting appraisal production and initial appraisal services. Contributed to appraisal operations under an established appraisal team.

Appraisal Production Field Desk Review Support Mortgage Appraisal Context